Apply Now Citi Cards Invitation to Apply Online

Take a look at the Citicards Invitation cards below. Cards like the Citi Diamond Preferred card, the Citi Simplicity card and the Citi ThankYou cards. Each card offers great benefits like either 0% balance transfer offers, rewards points / miles or gift cards and no annual fees etc. Compare the top Citicards offers below and apply today!

Citi Simplicity® Card

Intro APR: 0%*

Annual Fee: $0*

Intro APR Period
18 months*

Purchase APR Rate
12.99% - 21.99%* (Variable)

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
  • No penalty rate - Ever
  • No annual fee - Ever
  • Save time when you call with fast, personal help, 24 hours a day.

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Why we like this card:
  • No Annual Fee
  • Balance Transfer Offer
  • Low Interest Rate
  • Excellent Credit Required


What we don't like about the card:
  • Limited / No Rewards

Citi® Double Cash Card

Intro APR: 0%

Annual Fee: $0*

Intro APR Period
15 months*

Purchase APR Rate
12.99% - 22.99%* (Variable)

  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back twice on every purchase with:
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

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Why we like this card:
  • No Annual Fee
  • A Rewards Program
  • Balance Transfer Offer
  • Low Interest Rate
  • Excellent Credit Required


What we don't like about the card:

    Citi Simplicity® Card

    Intro APR: 0%*

    Annual Fee: $0*

    Intro APR Period
    18 months*

    Purchase APR Rate
    12.99% - 21.99%* (Variable)

    • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
    • No late fees - Ever
    • No penalty rate - Ever
    • No annual fee - Ever
    • Save time when you call with fast, personal help, 24 hours a day.

    Apply Now
    Why we like this card:
    • No Annual Fee
    • Balance Transfer Offer
    • Low Interest Rate
    • Excellent Credit Required


    What we don't like about the card:
    • Limited / No Rewards

    Citi ThankYou® Preferred Card

    Intro APR: 0%*

    Annual Fee: $0*

    Intro APR Period
    15 months*

    Purchase APR Rate
    12.99%-22.99%* (Variable)

    • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99% based upon your creditworthiness*
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
    • 1 ThankYou Point on other purchases.
    • Points do not expire and earn unlimited Thank You Points
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*

    Apply Now
    Why we like this card:
    • No Annual Fee
    • A Rewards Program
    • Balance Transfer Offer
    • Low Interest Rate
    • Excellent Credit Required


    What we don't like about the card:

      Citi ThankYou® Preferred Card — Earn 20,000 Bonus Points

      Intro APR: 0%*

      Annual Fee: $0*

      Intro APR Period
      12 months*

      Purchase APR Rate
      12.99% - 22.99%* (Variable)

      • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
      • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
      • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
      • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
      • Points do not expire and earn unlimited Thank You Points
      • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
      • Travel with ease and enjoy global acceptance with Chip Technology
      • No annual fee*

      Apply Now
      Why we like this card:
      • No Annual Fee
      • A Rewards Program
      • Balance Transfer Offer
      • Low Interest Rate
      • Excellent Credit Required


      What we don't like about the card:

        Citi ThankYou® Premier Card

        Intro APR: N/A

        Annual Fee: $125; fee waived for the first 12 months*

        Intro APR Period
        N/A

        Purchase APR Rate
        13.99% - 22.99%* (Variable)

        • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
        • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening
        • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember
        • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment
        • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels
        • Earn 1 ThankYou Point per $1 spent on other purchases
        • Points do not expire and earn unlimited Thank You Points
        • Travel with ease and enjoy chip based technology

        Apply Now
        Why we like this card:
        • A Rewards Program
        • Excellent Credit Required


        What we don't like about the card:
        • Annual Fee
        • High Interest Rate

        Citi® Hilton HHonorsTM Reserve Card

        Intro APR: N/A*

        Annual Fee: $95*

        Intro APR Period
        N/A*

        Purchase APR Rate
        15.24%* (Variable)

        • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after you make $2,500 in purchases within 4 months of account opening*
        • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
        • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
        • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
        • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
        • No foreign transaction fees on purchases*
        • Travel with ease and enjoy global acceptance with your Citi chip credit card

        Apply Now
        Why we like this card:
        • A Rewards Program
        • No Foreign Transaction Fees
        • Excellent Credit Required


        What we don't like about the card:
        • Annual Fee
        • High Interest Rate

        Citi® Hilton HHonorsTM Visa Signature® Card

        Intro APR: N/A*

        Annual Fee: None

        Intro APR Period
        N/A*

        Purchase APR Rate
        14.24% or 16.24%* (Variable)

        • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
        • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
        • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
        • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases*
        • No annual fee.*

        Apply Now
        Why we like this card:
        • No Annual Fee
        • A Rewards Program
        • Excellent Credit Required


        What we don't like about the card:
        • High Interest Rate

        Citi® Platinum Select® / AAdvantage® World MasterCard®

        Intro APR: N/A*

        Annual Fee: $95, waived for first 12 months*

        Intro APR Period
        N/A*

        Purchase APR Rate
        13.99% - 21.99%* (Variable)

        • Earn 30,000 American Airlines AAdvantage® bonus miles and 2 Admirals Club® Passes after making $1,000 in purchases within the first 3 months of cardmembership.*
        • Your first eligible checked bag is free*
        • Group 1 boarding and 25% savings on eligible in-flight purchases*
        • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
        • Double AAdvantage® miles on eligible American Airlines purchases*
        • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

        Apply Now
        Why we like this card:
        • A Rewards Program
        • Excellent Credit Required


        What we don't like about the card:
        • Annual Fee
        • High Interest Rate

        CitiBusiness ThankYou® Card

        Intro APR: 0%*

        Annual Fee: N/A

        Intro APR Period
        6 months*

        Purchase APR Rate
        13.24%* (Variable)

        • Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership — redeemable for $150 in gift cards.
        • 0% introductory APR on purchases for 6 months. After that, 13.24% variable*
        • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories*
        • Points do not expire and there is no cap to the ThankYou points you can earn.
        • Redeem points for great rewards from business supplies and merchandise to gift cards, travel rewards or even cash rewards
        • No Annual Fee*

        Apply Now
        Why we like this card:
        • No Annual Fee
        • A Rewards Program
        • Excellent Credit Required


        What we don't like about the card:
        • High Interest Rate

        CitiBusiness® / AAdvantage® World MasterCard®

        Intro APR: N/A

        Annual Fee: $95, waived for the first 12 months*

        Intro APR Period
        N/A

        Purchase APR Rate
        15.24%* (Variable)

        • Designed for businesses with an established credit history
        • Earn 30,000 American Airline AAdvantage® bonus miles and two Admiral's Club® lounge One-Day Passes after making $1,000 in purchases in the first 3 months of cardmembership*
        • Get the first checked bag free for you and up to 4 traveling companions*
        • Enjoy Group 1 Boarding*
        • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases, including US Airways codeshare flights booked through American Airlines.*
        • Earn 2 AAdvantage® miles for every $1 spent on purchases at certain office supply, telecommunications and car rental merchants. Earn 1 AAdvantage® mile per $1 spent on other purchases.*
        • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*

        Apply Now
        Why we like this card:
        • A Rewards Program
        • Excellent Credit Required


        What we don't like about the card:
        • Annual Fee
        • High Interest Rate

        Citi ThankYou® Preferred Card for College Students

        Intro APR: 0%

        Annual Fee: $0

        Intro APR Period
        7 months

        Purchase APR Rate
        13.99% - 23.99%* (Variable)

        • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
        • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
        • 1 ThankYou® Point on other purchases.
        • Points do not expire and earn unlimited Thank You Points
        • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
        • Travel with ease and enjoy global acceptance with Chip Technology
        • No annual fee*

        Apply Now
        Why we like this card:
        • No Annual Fee
        • A Rewards Program
        • Balance Transfer Offer
        • Excellent Credit Not Needed


        What we don't like about the card:
        • High Interest Rate

        “Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.”

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