Applynow.CitiSimplicity.com Invitation Citi Simplicity® Card Invitation

Applynow.CitiSimplicity.com Invitation Citi Simplicity® Card Invitation is a card about peace of mine and ease of use. Enjoy a generous 0% introductory APR on balance transfers, no need to worry about late fees or penalty fees as well. Compare this Citibank credit card to other great Citi cards below, and apply online today!

Citi® Double Cash Card

Intro APR: 0%
Intro APR Period: 15 months*

B/T* Intro APR: 0%
B/T* Intro APR Period:
15 months*

Purchase APR Rate
12.99% - 22.99%* (Variable)

Annual Fee: $0*

*B/T = Balance Transfers
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • The only card that earns you cash back twice on every purchase with:
  • 1% cash back when you buy
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

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Why we like this card:
  • No Annual Fee
  • A Rewards Program
  • Balance Transfer Offer
  • Low Interest Rate
  • Excellent Credit Required


What we don't like about the card:

    Citi ThankYou® Preferred Card — Earn 30,000 Bonus Points

    Intro APR: N/A
    Intro APR Period: N/A

    B/T* Intro APR: N/A
    B/T* Intro APR Period:
    N/A

    Purchase APR Rate
    12.99%-22.99% (Variable)

    Annual Fee: $0*

    *B/T = Balance Transfers
    • Earn 30,000 bonus ThankYou® Points after $2,000 in card purchases within 4 months of account opening — redeemable for $300 in gift cards or other great rewards!
    • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
    • Points do not expire and earn unlimited Thank You Points
    • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
    • Travel with ease and enjoy global acceptance with Chip Technology
    • No annual fee*

    Apply Now
    Why we like this card:
    • No Annual Fee
    • A Rewards Program
    • Low Interest Rate
    • Excellent Credit Required


    What we don't like about the card:

      Citi ThankYou® Preferred Card — Earn 20,000 Bonus Points

      Intro APR: 0%*
      Intro APR Period: 12 months*

      B/T* Intro APR: 0%*
      B/T* Intro APR Period:
      12 months*

      Purchase APR Rate
      12.99% - 22.99%* (Variable)

      Annual Fee: $0*

      *B/T = Balance Transfers
      • Earn 20,000 bonus ThankYou® Points after $1,500 in card purchases within 3 months of account opening – redeemable for $200 in gift cards or other great rewards!
      • 0% intro APR on Balance Transfers and Purchases for 12 months. After that, the variable APR will be 12.99%-22.99% based upon your creditworthiness*
      • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.*
      • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment. 1 ThankYou Point on other purchases
      • Points do not expire and earn unlimited Thank You Points
      • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
      • Travel with ease and enjoy global acceptance with Chip Technology
      • No annual fee*

      Apply Now
      Why we like this card:
      • No Annual Fee
      • A Rewards Program
      • Balance Transfer Offer
      • Low Interest Rate
      • Excellent Credit Required


      What we don't like about the card:

        Citi ThankYou® Preferred Card for College Students

        Intro APR: 0%
        Intro APR Period: 7 months

        B/T* Intro APR: N/A
        B/T* Intro APR Period:
        N/A

        Purchase APR Rate
        13.99% - 23.99%* (Variable)

        Annual Fee: $0

        *B/T = Balance Transfers
        • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
        • 2 ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
        • 1 ThankYou® Point on other purchases.
        • Points do not expire and earn unlimited Thank You Points
        • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
        • Travel with ease and enjoy global acceptance with Chip Technology
        • No annual fee*

        Apply Now
        Why we like this card:
        • No Annual Fee
        • A Rewards Program
        • Balance Transfer Offer
        • Excellent Credit Not Needed


        What we don't like about the card:
        • High Interest Rate

        “Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.”

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        Popular Rewards Cards
        Discover it®

        0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.

        The Premier Miles & More World MasterCard®
        Citi® Double Cash Card

        0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness*

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