American Express is allowing credit card users the ability to pay their US state and federal taxes with their rewards points. The cash value will be based at 200 points for every dollar. Which equals one half cent per point. Consumers that have enough points to pay off all of the taxes will have the ability to do so. The program will be available through 2 vendors pay1040 and official payments Corp. Prior to this year Amex only allowed tax filers to use points...
There is nothing to be blue about the blue family of American Express Cards. When it comes to lower rates, intro APR offers, and rewards, the American Express Blue, the American Express Blue Cash, and the American Express Blue Sky are some of the top rewards credit cards on the market today. American Express was the pioneer in introducing rewards based credit cards. For several months now the card rewards network (cardrewards.net) has listed the Discover More...
Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD) Sec 101 begins with the Amendment to the Truth in Lending Act (TILA) which requires credit card companies to give an advance notice of increases in interest rates, in writing, no later than 45 days prior to the effective date of the increase. This also includes any changes in fees, finance charges or other related significant change. Consumers are also given a right to cancel, and the...
The US Bank FlexPerks allows you to redeem airline tickets for as little as 20,000 FlexPoints(SM). Another benefit of the FlexPerks travel rewards card is the flexibility to earn cash back, merchandise and gift cards instead of just travel rewards. The FlexPerks program also allows customers to earn double FlexPoints on purchases such as gas, groceries, or airlines. It is based on which category of spending customer spent the most on for the month. U.S. Bancorp...
In an attempt to boost profitability, and drive future performance, retailer Target is testing out a rewards program for its credit cards in San Antonio, Texas and Kansas City, Missouri. Target customers were eligible to get 3 to 5% off their purchases directly through the cash register, instead of getting a 10% off coupon redeemed later. The response has been encouraging, according to Target. Currently, Target delinquent Seawright for November was 9.39%, which...