Low Interest Credit Cards

Citi® Platinum Select® Card
		0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Apply Now!
Intro APR	Intro Term	Intro Applies To	APR after Intro	Annual Fee	Notes
0%	up to 12 months	BT / P	as low as 7.49%	none	n/a

For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance

Citi CashReturns(SM) Card
		Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center. Earn a 20% bonus on the cash back earned on all purchases for the first 12 months Checks will be sent automatically every time you earn $50 0% APR* on balance transfers for up to 12 months No annual fee Apply Now!
Intro APR	Intro Term	Intro Applies To	APR after Intro	Annual Fee	Notes
0%	up to 12 Months	BT	as low as 9.74%	None	n/a

For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance

Capital One® Platinum Prestige - Visa
		Rest easy with an outstanding, low variable rate—for customers with excellent credit 8.9% APR on purchases and balance transfers Your APR will not increase simply because you pay late only once or go over your credit limit No annual fee and no balance transfer fees Apply Now!
Intro APR	Intro Term	Intro Applies To	APR after Intro	Annual Fee	Notes
0%	until October 2009	P / BT	8.9% (V)	none	n/a

For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance

Discover® More(SM) Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	12 Months*	10.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 12 months on Purchases and Balance Transfers

Blue from American Express®

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	As Low As 11.49%*	None*

0% APR on purchases for up to 12 months
No Annual Fee
Low Balance Transfer APR - 2.99% for 12 months
Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
Membership Rewards Express® program
Express Approval. Get a decision in less than 60 seconds.

Blue Cash® from American Express

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	As Low As 12.49%*	None*

Earn up to 5% cash back on everyday purchases - even gas!
No Annual Fee
0% Intro APR for up to 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months
Express Approval. Get a decision in less than 60 seconds.

Discover® Open Road(SM) Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	10.99%*	None*

Double Cashback Bonus on grocery store purchases in November and December*
0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
Save at the pump and everywhere else.*
5% Cashback Bonus® on gas and auto maintenance purchases
5% to 20% Cashback Bonus at top online retailers*
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Miles by Discover® Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	6 Months*	10.99%*	None*

Double Miles on grocery store purchases in November and December*
A Miles card with no annual fee!
No blackout dates
Double Miles on food and travel, up to $3,000 each year
1 Mile for every $1 you spend
Unlimited Miles while your account is active
0% Intro APR*

Blue Sky from American Express®

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	As Low As 12.49%*	None*

0% Intro APR for up to 12 months on purchases
Low Balance Transfer APR - 2.99% for 12 months
Earn 1 point for every dollar you spend
Points good on any airline, hotel, car rental and more.
No blackout dates or travel restrictions
Express Approval. Get a decision in less than 60 seconds.

Chase Platinum Visa® Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	12 Months*	9.99%*	None*

0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No Annual Fee
FREE Online Account Access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Discover® Motiva(SM) Card

Intro APR	Intro Period	Regular APR	Annual Fee
3.99%*	6 Months*	10.99%*	None*

Double Cashback Bonus on grocery store purchases in November and December*
Cash Rewards for your good credit management!*
Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
Up to 1% Cashback Bonus on all other purchases
Unlimited cash rewards
Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
3.99% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Chase Flexible Rewards(SM) Platinum Visa® Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	12 Months*	9.99%*	None*

0% Intro APR for up to 12 months*
Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
Earn 1000 bonus points after first purchase*

Chase PerfectCard™ MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	6 Months*	9.99%*	None*

6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
1% rebates on ALL other purchases made anywhere else
0% Intro APR for up to 6 months*
No Annual Fee
Earn rewards wherever the road takes you with the Chase PerfectCard.
Rebates are automatically credited toward future purchases made on your card.

Clear from American Express®

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	As Low As 13.49%*	None*

No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
0% intro APR for up to 12 months.
Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
Pay in full, or carry a balance.
Express Approval. Get a decision in less than 60 seconds.

Chase TravelPlus Visa® Card

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	12 Months*	9.99%*	None*

Earn 2 miles per $1 on travel purchases
Earn 1 mile per $1 on all other purchases
Annual rewards fee of $29
Redeem for airline tickets, cash, gift cards and more!
Intro 0% Fixed APR for up to 12 months

Discover® More(SM) Card - Clear

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	10.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Discover® More(SM) Card - American Flag

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	10.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Discover® More(SM) Card - Sealife Collection

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	10.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Discover® More(SM) Card - Wildlife Collection

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	Up to 12 Months*	10.99%*	None*

Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Pulaski Bank Visa Gold

Intro APR	Intro Period	Regular APR	Annual Fee
0% BT Only*	6 Months*	8.00%*	None*

Fixed Rate APR of 8%
No annual membership fee
0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
No transaction fee for balance transfers
25 Day grace period
Online access to credit card account information

Chase Platinum MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	12 Months*	9.99%*	None*

0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No Annual Fee
Interest-free grace period when you pay your bill in full each month
FREE Online Account Access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card
		0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles. Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more. No Annual Fee Free 24/7 Concierge Service Absolute Fraud Protection Card issued by FIA Card Services, N.A. (USA) Apply Now!
Intro APR	Intro Term	Intro Applies To	APR after Intro	Annual Fee	Notes
0%	12 Billing Cycles	BT / CA	9.99% / 15.99%	none	n/a

For Intro Applies To: BT = Balance Transfer / P = Purchases / CA = Cash Advance

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