Low Interest Rewards Credit Cards

Compare the best low interest rewards credit cards. most which have a 0% intro APR, and offer competitive , low interest rates lower than 10%. Low interest credit cards are recommended for people with excellent credit. All of our credit cards listed are unsecured low interest credit cards also known as Platinum low interest credit cards or low APR credit cards. In addition to Platinum credit cards having a low interest rate, you can also earn rewards such as cash back, airline miles, or travel and hotel rewards. Find your low rate credit card below.

8% and under Regular APR Interest Rate

Barclaycard Ring™ Mastercard®


Intro (Purchases): 0% 15 months
Intro (Balance Transfers): 0% 15 months (on balance transfers made within 45 days of account opening)
Purchase APR Rate: 13.74% Variable
Annual Fee: $0
Credit Needed: Excellent

Rates & Fees
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score

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11% and under Regular APR Interest Rate (Above 8%)

12% and under Regular APR Interest Rate (Above 8% and 10%)

All the Rest (Between 12%-15%)

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Popular Rewards Cards
Barclaycard CashForward™ World Mastercard®
Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening

Barclaycard Ring™ Mastercard®
0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%

Credit One Bank® Platinum Credit Card with Rewards
Find out if you Pre-Qualify without affecting your credit score

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