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Citi.Com/Applycitisimplicity Invitation Citi Apply Citi Simplicity®

Citi.Com Applycitisimplicity the Simplicity card from Citibank offers exactly what it says. Simplicity! Which means no late fees, no penalty rates, and no waiting. Just say “representative” when you call and get connected right away. Take a look at the features of the card below, and compare this card to other great Citibank credit cards. Another great feature of the Simplicity card is the attractive balance transfer offer and no annual fee!

Citi Simplicity® Card
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Intro APR: 0%*

Annual Fee: $0*

Intro APR Period
18 months on Balance Transfers* | 18 months on Purchases*

Purchase APR Rate
12.99 – 21.99% (variable)

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be12.99% – 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees – EVER
  • No penalty rate – EVER
  • No annual fee – EVER
  • Save time when you call with fast, personal help, 24 hours a day.

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Citi Simplicity® Card (MC)
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Intro APR: 0%*

Annual Fee: $0*

Intro APR Period
18 months on Balance Transfers* | 18 months on Purchases*

Purchase APR Rate
12.99 – 21.99% (variable)

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be12.99% – 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees – EVER
  • No penalty rate – EVER
  • No annual fee – EVER
  • Save time when you call with fast, personal help, 24 hours a day.

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Citi® Diamond Preferred® Card
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Intro APR: 0%*

Annual Fee: $0*

Intro APR Period
18 months on Balance Transfers* | 18 months on Purchases*

Purchase APR Rate
11.99% – 21.99%* (Variable)

  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy Deals(SM) Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card. Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

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Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back
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Intro APR: 0%

Annual Fee: $0*

Intro APR Period
12 months on Balance Transfers and Purchases*

Purchase APR Rate
12.99% – 22.99%* (Variable)

  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details

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Citi® Platinum Select® / AAdvantage® World MasterCard®
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Intro APR: N/A

Annual Fee: $95, waived for first 12 months*

Intro APR Period
N/A

Purchase APR Rate
13.99% – 21.99%* (Variable)

  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • Your first eligible checked bag is free*
  • Group 1 boarding and 25% savings on eligible in-flight purchases*
  • Earn a $100 American Airlines Flight Discount every cardmembership year with qualifying purchases and cardmembership renewal*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

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Citi ThankYou® Preferred Card – Low Intro APRs
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Intro APR: 0%*

Annual Fee: $0*

Intro APR Period
15 months on Purchases and Balance Transfers

Purchase APR Rate
12.99% – 22.99%* (Variable)

  • Enjoy 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% – 22.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • 2 ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou Point on other purchases.
  • Points do not expire and earn unlimited Thank You Points
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee*

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Citi ThankYou® Premier Card
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Intro APR: N/A

Annual Fee: $125; fee waived for the first 12 months*

Intro APR Period
N/A

Purchase APR Rate
13.99% – 22.99%* (Variable)

  • Earn up to 50,000 bonus ThankYou® Points. Bonus points are redeemable for up to $500 in gift cards, up to $625 for airfare or other great rewards
  • Earn 20,000 points after $2,000 in purchases within the first 3 months of account opening
  • Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember
  • Earn 3 ThankYou Points for every $1 spent on purchases for dining at restaurants and entertainment
  • Earn 2 ThankYou Points for every $1 spent on purchases for airfare and hotels
  • Earn 1 ThankYou Point per $1 spent on other purchases
  • Points do not expire and earn unlimited Thank You Points
  • Travel with ease and enjoy chip based technology

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Citi® Hilton HHonors™ Visa Signature® Card
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Intro APR: N/A

Annual Fee: None

Intro APR Period
N/A

Purchase APR Rate
Citi Hilton HHonors Visa Signature: P+10.99% (14.24% variable)

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*

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Citi® Hilton HHonors™ Reserve Card
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Intro APR: N/A

Annual Fee: $95

Intro APR Period
N/A

Purchase APR Rate
Prime Rate+11.99%

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases* 
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card

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CitiBusiness ThankYou® Card
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Intro APR: 0%

Annual Fee: N/A

Intro APR Period
6 months

Purchase APR Rate
13.24%* (Variable)

  • Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership – redeemable for $150 in gift cards.
  • 0% introductory APR on purchases for 6 months. After that, 13.24% variable* 
  • Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories*
  • Points do not expire and there is no cap to the ThankYou points you can earn.
  • Redeem points for great rewards from business supplies and merchandise to gift cards, travel rewards or even cash rewards
  • No Annual Fee*

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CitiBusiness®/ AAdvantage® World MasterCard®
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Intro APR: N/A

Annual Fee: $95, waived for first 12 months*

Intro APR Period
N/A

Purchase APR Rate
Prime Rate+11.99%

  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • Get the first checked bag free for you and up to 4 traveling companions*
  • Enjoy Group 1 Boarding*
  • Earn 2 American Airlines AAdvantage® miles for every $1 you spend on American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
  • Receive 25% savings on in-flight food and beverage purchases when you use your card*

Apply Now


Citi® Dividend® Card for College Students
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Intro APR: 0%*

Annual Fee: $0*

Intro APR Period
7 months*

Purchase APR Rate
13.99% – 23.99%* (Variable)

  • Build credit while earning cash back fast
  • Earn 5% cash back every quarter in must-have categories like department stores, travel and more, enrollment each quarter is quick and easy.
  • Earn 1% cash back on all other purchases
  • The total cash back earned with the card is $300 per calendar year. See Citi Dividend Card Reward Program Information.
  • Choose your payment due date
  • Manage your account online, on your tablet or on your Smartphone
  • No Annual Fee
  • Click Apply Now for pricing details

Apply Now


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