Secured Credit Cards No Credit Check - Low Deposits - No Annual Fees

Take a look at the secured credit card offers below, secured credit cards are cards that you secure with your own funds and the bank matches those funds. Example you deposit $300 in their account, they provide you a credit card with those $300 available to use.

Secured credit cards are great for people who have filed bankrupcty, have bad credit or poor credit, or are students just starting out. You want to look for secured credit cards with good terms like no or low monthly fees, no annual fees, low deposit rules (if needed) and reports to all 3 credit bureaus.

Recommended Secured Credit Card Offers

opensky® Secured Visa® Credit Card
Learn More	Earn up to 10% cash back on everyday purchases No credit check required – 89% approval rate with zero credit risk to apply! Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months Track your progress with free access to your FICO® score in our mobile app Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay Start with just $200—secure your credit line with a refundable deposit Fast and easy application—apply in minutes with our mobile-first experience Flexible payment options—pick a due date that works for you More time to fund—spread your security deposit over 60 days with layaway Join 1.6 million+ cardholders who have used opensky® to build better credit! Learn More
Purchase APR Rate: 24.64% (variable) - Annual Fee: $35 - Credit Needed: No credit, Poor, Fair - Credit Line: $200-$3000 at time of application - Late Payment Fee: Up to $41

opensky® Launch Secured Visa® Credit Card
Learn More	Start building credit with just $100 – secure you line with a low, refundable security deposit No credit check required – 89% approval rate with zero credit risk to apply! Annual fee billed in monthly installments of $2 per month in year 1 and $3 per month thereafter Earn up to 10% cash back on everyday purchases Affordable payments – minimum payment as low as $10 Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months Track your progress with free access to your FICO® score in our mobile app Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay Fast and easy application—apply in minutes with our mobile-first experience Flexible payment options—pick a due date that works for you More time to fund—spread your security deposit over 60 days with layaway Join 1.6 million+ cardholders who have used opensky® to build better credit! Learn More
Purchase APR Rate: 28.99% (variable) - Annual Fee: $24 during the first year, paid in installments of $2 per month. $36 after the first year, paid in installments of $3 per month. - Credit Needed: No credit, Poor, Fair - Credit Line: $100- $1,000 - Return Payment Fee: See Terms* - Late Payment Fee: Up to $41 - Foreign Transaction Fee: 3%

First Progress Platinum Select Mastercard® Secured Credit Card
Learn More	Get a First Progress Select Card and Earn 1% Cash Back Rewards! Secure your credit line with your refundable security deposit – choose from $200- $2,000 - with the ability to increase up to $5,000 over time! Choose the First Progress Select Card for a lower annual fee! All credit types welcome to apply! Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹ ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Learn More
Purchase APR Rate: 18.24% (V) - Annual Fee: $39 - Credit Needed: Poor/Limited/No Credit - Credit Line: $2,000

First Progress Platinum Prestige Mastercard® Secured Credit Card
Learn More	Earn 1% Cash Back Rewards with First Progress Prestige! Apply now and fund your security deposit over 90 days with the option to make partial payments. You Can’t Rebuild credit with a Debit Card. Try First Progress Today! ¹ Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.¹ All credit types welcome to apply! ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Learn More
Purchase APR Rate: 14.24% (V) - Annual Fee: $49 - Credit Needed: Poor/Limited/No Credit - Credit Line: $2,000

opensky® Plus Secured Visa® Credit Card
Learn More	No annual fee – keep more money in your pocket! No credit check required – 89% approval rate with zero credit risk to apply! Earn up to 10% cash back on everyday purchases Boost your credit score fast—2 out of 3 opensky® cardholders see an average increase of 47 points after 6 months Track your progress with free access to your FICO® score in our mobile app Build your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnion Seamless payments—add your card to Apple Pay, Google Pay, and Samsung Pay Start with as little as $300 – Secure your line with a refundable security deposit Fast and easy application—apply in minutes with our mobile-first experience Flexible payment options—pick a due date that works for you More time to fund—spread your security deposit over 60 days with layaway Join 1.6 million+ cardholders who have used opensky® to build better credit! Learn More
Purchase APR Rate: 28.99% (variable) - Annual Fee: $0 - Credit Needed: No credit, Poor, Fair - Credit Line: $300-$3000 at time of application - Late Payment Fee: Up to $41

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”