Your 18, you’re heading to college, and you want a college student credit card. Which one should you apply for? Which student credit card is the best? What are the rewards? Is there an annual fee? Hopefully after reading this article, you’ll have a better understanding of recommended college student credit cards.
The good news is there are several student credit cards that have no annual fee. Times are tight enough as a college student, so make sure you apply for a student credit card with no annual fee. Another thing to look for is a 0% introductory offer. How long is it? Typically six months, or 12 months is standard. Doesn’t cover purchases, or balance transfers? If you would like to buy books, with your credit card, apply for a student credit card with a 0% APR introductory offer on purchases. If you have existing high interest debt, that you would like to transfer over, and look for a college student credit card with balance transfer offers.
The most aggressive, and best student credit cards, are the Citibank student credit cards, and the Discover student credit cards. Typically the standard interest rates are a bit higher than the regular credit cards, however that comes with students causing more risk. If you’re able to pay the balance on your credit card each month, you don’t have to worry about paying any interest.
Hopefully this information helps you, to compare college student credit card offers.
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