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Not all transactions count towards rewards on your credit card

Your rewards credit card is racking up new rewards each month with more and more purchases. Do you know what is included and what is not?

Most rewards credit cards give you a point for every dollar spent, or a mile or percentage back as cash. There are a few transactions that do now allow you to earn rewards. Cash advances are one of them, either from an ATM or through your bank teller. Not only do they not count, but they are usually much higher in the interest rate department, than your standard credit card rates.

Another method that does not earn rewards is any type of pin based transactions, make sure all your purchases are done as “credit” and never as debit.

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