American Express no annual fee first year cards are your best options if you are looking for a card that has no annual fee. American Express (AMEX) is one of the most trusted names in the credit card business in the United States and it not only offers excellent customer service but enticing card offers and $0 annual fee as well. Most often, you can enjoy its $0 annual fee offering for 12 months of card ownership.
Below are some of AMEX’s cards that have no annual fee for the first year.
Premier Rewards Gold Card
American Express’ Premier Rewards Gold card does not only offer $0 annual fee for the first year; it comes with great rewards as well. New cardholders are welcomed with big bonus points while all expenses are equivalent to points or miles. The points you have accumulated can be used to pay for items from hundreds of partner merchants. You also get to enjoy no interest rates and no spending limits.
Blue from American Express Cards
These cards are packed with a large offering of rewards, with its points having no expiry dates. This is perfect for those who love to shop and/or travel who want to rack up more points from their purchases quickly. If you pay your bills on time and in full each month, you never have to worry about spending limits. From car rental insurance to purchase protection, this card is every spender’s best pal.
Starwood Preferred Guest Credit Card
If you want a no-fuss rewards credit card, the Starwood Preferred Guest credit card from American Express is for you. It comes with automatic rewards on purchases with an annual fee that is waived for the first year. Stay at any Starwood hotel and quickly gather points, which you can convert to free flights or free nights. You can claim your reward even during holidays. There are hundreds of participating airlines where you can use your points to redeem your free flight.
Waived Annual Fees Tips
If your AMEX card has an annual fee, here are simple ways by which you can get it waived for the first year:
- Contact American Express and discuss if they can waive your annual fee for the first year. If you use your credit card a lot on your purchases, it is possible that AMEX will grant you your request. This is also true for business credit cards with annual fees.
- Apply for a new credit card with no annual fee. If AMEX does not waive your annual fee, you can switch to another card. Examples of credit cards with no annual fees are Blue, Blue Sky, and Clear credit cards.
- Choose a new AMEX card that automatically waives the annual fee. If you do your research now, you will find that most of the credit cards from the company have their annual fees waived for the first year. Check out the list given above.
Annual fees are used by American Express to pay for the costs of the consumer privileges that come with the credit card. The fees that you need to pay are minimal as the cards present you with unique rewards and tools that can help you manage your finances.