There is only one simple rule if you wish to have good credit—pay your bills on time. Paying them in full also helps your score as well as your wallet. This is because you do not have to pay interest fees if you do not carry a balance. The problem is that not all people who have credit cards follow this rule. If you are among those who obey the straightforward instruction, you can enjoy several benefits, one of which is qualifying for low interest deals. There are low interest credit cards for good credit that can help you qualify for these deals.
If you are looking for a credit card that has reduced interest rates, here are your top considerations:
Citi® Diamond Preferred® Card
This card gives you a chance to take advantage of 0% APR for over a year. The introductory offer is applied on both balance transfers and purchases. When the offer ends, you are guaranteed that you will only have to pay a low interest rate since you have good credit. In addition to that, it comes with rewards and perks, including the much loved Diamond Preferred concierge 24/7 service.
Discover® More® Card
Over the years, Discover® has gained a loyal following. With its current low interest offers on purchases and balance transfers, it is easy to see why. Even though Discover® cards are not as widely accepted as MasterCard and Visa, the promotions and deals are too striking for consumers in the United States to ignore.
Slate® from Chase
It is difficult to find a top credit cards list that does not have Slate® from Chase in it. From being a great rewards card to offering very low interest rates, this card truly sets the bar high. What makes this different from other credit cards is that it does not require you to pay any fee when you transfer your balance. While others claim that there is no APR on the transaction, this card will not charge you no matter how large the amount you transferred.
This is quite a straightforward product. If you want a low interest credit card and you have good credit, this is an option. The APR is reasonably low but you do not have to pay it for up to 12 months. This is also a great card to consider if you plan on having an account that does not require an annual fee.
Simmons First Visa Platinum
Simmons First is one of the banks that offer astoundingly low interest rates. This credit card is for those who are looking for an honest card. You will not get rewards and introductory rates but this does not have an annual fee. Although this is a credit card for people with good credit, anyone who gets approved will get the advertised APR.
Iberiabank Visa® Classic Card
This bank has been around for several years now and they have a great card for those looking for low interest offers. The Iberiabank Visa® Classic Card is considered one of the cards with the lowest interest rates ever. The standard rate they present to consumers with good credit is just among the several low APRs they have on various transactions.
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