Account Now Gold Visa® Prepaid card is a good choice for novice cardholders and those that have bad credit rating. Issued by MetaBank, this card is one of the most straightforward cards in the market today. It is a prepaid card, which means that you need to make a deposit before you could start purchasing with it. Since it is in the VISA® network, you can be sure that you can use it anywhere the brand is accepted.
If you are seriously thinking about getting this card, here are some facts about it to help you make the choice:
Monthly Fees and Other Charges
When you sign up for the card, you will not be charged with an application fee. Once you are approved, you are also not required to pay for an activation fee. You can start using this card the moment you load it. There is a monthly fee, but you can have it waived if you load at least $2,500 on your account every month.
When it comes to paying for your purchases, transaction fees are almost nonexistent with this card. If you need to pay for an item at a grocery store that requires your signature, for instance, no transaction fee will be incurred for such payment. This is also true if you pay for an item and are asked to disclose your PIN to the merchant. However, if you withdraw cash at an ATM, a transaction fee may apply.
If you choose to deposit money directly to your account, you can take advantage of free customer support calls. Those who do not use Direct Deposit recurrently will be charged a dollar for every call made to a live assistant. Meanwhile, if you have a general issue or you simply need automated response, you will be charged at least $0.50 for every call. You don’t have to pay for the said fee if you deposit to your prepaid account repeatedly.
Is There a Cancellation Fee?
If you are not happy with your account, you can close it any time without additional fees. However, if your account still has a balance in it and you want to bring it to zero, you can ask for a check. There is a check fee for this, which can amount to $15.95 for every check issued. Note that this card does not charge additional costs if you do not use it.
Does This Card Offer Rewards?
Account Now Gold Visa® Prepaid offers cash bonuses, which you can claim if you continually deposit money into your account directly. Aside from that, there are no overdraft fees and there is no need for Chex Systems verification.
Continue reloading your Account Now Gold Visa® Prepaid card to earn cash rewards. There are many reloading centers where you can deposit any amount to your account including Western Union, Money Gram, PayPal, and GreenDot among others.
If you are searching for a card that will instantly approve your application and can help you avoid debt, get Account Now Gold Visa® Prepaid Card now.