Credit cards are a great way to pay for travel expenses. It is now easy to book hotel rooms and air tickets using your card. If you are looking for a travel-friendly credit card, you should go for one that does not charge a foreign transaction fee. Such fee can go from 1% to 4% depending upon your card and the issuer. Therefore, your purchases and your bills instantly become bothersome. Here are some of the cards that you can carry with you overseas without worrying about foreign transaction charges:
BankAmericard Travel Rewards
This is a newly introduced card from Bank of America. Aside from not charging you with foreign transaction fees, you can also earn points. Points can be obtained by using the card for purchases. There is no expiration and blackout dates for the points that you have collected. You are also given flexibility when it comes to redeeming your points. You have the options to use them to pay for your travel expenses. One of the best features of this card is that it comes with EMV, which is a sophisticated chip technology. This lets you experience increased security as you pay your purchases abroad.
Marriott Rewards® Premier Credit Card
If you are a loyal Marriott customer, this card is a must-have. This was revamped in 2011 to provide more features and benefits for the cardholders. Issued by Chase, this rewards credit card gives you huge bonus points when you book a room at any Marriott hotel around the world. Other activities such as purchasing airline tickets, dining, and renting a car also give you points. This card does not have a foreign transaction fee.
Citi ThankYou® Preferred Rewards Card
This card may have a huge annual fee but it does come with great perks and rewards for the travelers. This offers Flight Points, which is a unique points system. Other credit card companies let you earn miles for the amount you spend. Some would give you a point for every travel ticket you purchased. Citi ThankYou® Preferred rewards card, however, grants you points based on the number of miles you have flown. For instance, if you came from Los Angeles and you flew to London, you can get a total of 5,400 for a one-way trip.
Discover® More® Card
Credit cards that are issued by Discover® do not charge foreign transaction fees. Discover® More® Card is one of those that will let you save on this aspect. One thing that you have to remember though is that not all countries accept Discover® cards. You can call them and let them know where you will go to learn whether your destination accepts your card. Aside from fee-free foreign purchases, this card also gives you 0% APR on balance transfers. If you sign up and spend according to the revolving categories, you will also be able to gain huge rewards points.
Traveling is already expensive so you certainly do not want to add more into your payments. Choose from the cards mentioned above to avoid paying the pesky foreign transaction surcharge.
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