Every businessman can get solid benefits from the right credit card. One of the cards that come with phenomenal deals is the CitiBusiness® / AAdvantage® World MasterCard®. Citi, one of the largest and most prominent card companies today, is offering a card specifically designed for a business traveler. This comes with a lot of perks and rewards that are enough to give you attractive reasons why you should apply for the card.
If you are still in doubt, perhaps the following can convince you why the CitiBusiness® / AAdvantage® World MasterCard® should be your business credit card:
No Annual Fee
Most business cards come with huge annual membership fees (AMF). In addition to that, if you want a card that offers an excellent rewards program, you need to pay the yearly charge. The CitiBusiness® / AAdvantage® World MasterCard® is an exception. This does not have an annual fee completely, meaning it is not just waived for the first year.
Introductory 0% APR on Purchases
Cardholders especially businesspeople often charge their purchases against their cards. Some say that this is for security purposes while others merely prefer the “buy now, pay later” idea. The good news with this card is that you can purchase anything you want and there’s no interest to pay for half a year. After that, the variable rate will be applied but there’s nothing to worry about. This is because it is still quite affordable even for those who are funding their startup.
Encouraging Card Usage Conscientiousness
Credit card debt is a common problem but you can avert this if you know how to handle your account. While this card comes with a 20-day grace period, it has a high penalty rate. The late fee is so steep that you surely would not want to pay for it. Pay off your balance in full each month and you will surely be rewarded.
Remarkable Rewards Program
This business card also has generous rewards for you. When you purchase the minimum required amount for three months, you can earn thousands of rewards points. The points can immediately be transferred to something that you want – a gift card, merchandise, or credit balance. Every dollar you spend on qualifying business services will be awarded with three points. Groceries, dining, and other expenses will be given a point for every dollar you spend.
Protection and Benefits
The CitiBusiness® / AAdvantage® World MasterCard® gives you plenty of benefits including no pre-set limit on the total amount you can spend each month and even car insurance. You can also get extra warranty for your purchases. So instead of simply receiving one year warranty, you can extend it up to another year. Aside from that, this card from Citi provides security on every purchase you make at retail stores. Accidents or medical emergencies can happen especially if you are a worldwide business traveler. With this card, you get medical insurance and disaster assistance while you are on the road.
Apart from the given reasons, the ‘World” in this card’s label connotes the capability to make fee-free transactions in a foreign land.