American Express credit cards are among the most recognizable brands of cards today not only in the United States but across the globe as well. Different cards are issued for people with specific needs. If you are planning to get a card from AMEX, here is a simple guide that will help you decide:
Best Cards for Travelers
AMEX lets you earn miles faster with the following cards:
Blue Sky® and Blue Sky Preferred® – Both cards offer bonus points, but Blue Sky Preferred® provides more free points, which can be redeemed for statement credits. Meanwhile, Blue Sky® has no annual fee while Blue Sky Preferred® costs $75 yearly. Both have 0% APR on purchases for one whole year.
Gold Delta SkyMiles® Credit Card – You can apply online for this card. Approved applicants get to enjoy several benefits, including faster miles accumulation, priority boarding, and huge savings on travel expenses.
These are the top cards for travelers who wish to earn free hotel stays:
The Platinum Card® – This is a charge card that lets you earn free nights at hotels with no blackout dates. Choose from over 700 resorts and hotels worldwide. More amenities and perks are available with this one-of-a-kind plastic.
Starwood Preferred Guest® Credit Card – This card comes with bonus Starpoints to help you earn elite status faster. You can select free hotel stays or you can use your points for free air tickets.
Best Cards for Heavy Shoppers
Blue from American Express® – If you love to shop but you hate paying the annual fee, this is the card to get. You can earn points and redeem them for rewards which may include travel tickets, cash, and gift cards.
American Express® Gold Card – This is for people who prefer to shop and pay for their meals using their credit card. This is a charge card, which means that you don’t have to pay interest since you are required to pay your balances in full.
American Express® Premier Rewards Gold Card – For shoppers who wish to earn rewards and discounts on groceries and gas purchases, this is the ultimate AMEX card to get. This is also a great card for travelers as it provides triple points when you spend your credits on airfare.
Top American Express No Annual Fee Cards with Rewards
Aside from the Blue card, there are plenty of other AMEX cards that do not require you to pay the annual fee but still offer attractive bonuses. Among the best ones include:
Blue Cash EverydaySM Card – This is one of the most popular AMEX cards today where you can earn cash back rewards without paying the annual fee. Cash back can be redeemed in the form of statement credit. It is easy to earn rewards as there are plenty of options including purchasing at department stores, U.S. gasoline stations, and stand-alone supermarkets.
Clear Card – This card is straightforward with easy to understand rewards program. Bonuses can be earned automatically upon purchase. Never pay annual fees, late fees, and balance transfer and cash advance charges again with this card.
All American Express cards offer benefits that are unique only to each. If you are planning to get one of these cards, it may help if you compare the features of each first before deciding on a particular card.