There are plenty of cards that have been introduced over the last few years. Some stayed on top while others have been replaced by new cards. The people have spoken. Based on their feedback, the cards’ interest rates, benefits, and specific consumer needs, here are the most popular credit cards so far:
Low Introductory Rate
Discover® it™ Card has grabbed the top spot when it comes to the best card with the lowest intro offers. Discover® has been ranked number one based on customer retention for more than 15 years in a row. For over a year, cardholders get the peace of mind when they purchase items in large amounts as they are given 0% interest offer throughout the intro period. The same is offered for balance transfers. After the introductory period, cardholders may already pay the variable APR on purchases. Discover More does not have an annual fee and it offers rewards as well.
Top Business Card
Chase’s Ink Cash(SM) Business Card is a great option for business owners. You will not only earn cash back bonuses on your every purchase using this card; you will get 0% APR on balance transfers and purchases for half a year as well. In addition, you will enjoy this card more because it does not have an annual fee. You can earn more points if you use your card for business-related acquisitions.
Best Miles/Points Card
Another card from Chase, the Sapphire PreferredSM Card has caught the attention of many credit card holders. This is one of the best rewards cards for travelers as it provides up to $500 worth of bonus cash, which you can use for your next travel. In addition, you can add 7% on your points each year. You can also bring this card anywhere around the world as it has no foreign transaction fees.
Gas Rewards Card
Instead of using your bank or checking account, choose UPside Visa® Prepaid Card for your gas purchases. In doing so, you get as much as $220 in savings in the first year alone. This is great for students and those that do not have credit history. You can be approved without existing credit history when you apply for this card. There are no activation fees as well.
Top Card for Students
Discover® it for Students is the favorite card for students this year. The introductory APR is provided for almost a year with up to 5% cash back bonus on revolving categories. All purchases allow you to obtain instant cash back, which you can redeem anytime you wish. This has no annual fee and it provides students protection against fraudulent purchases made with the card.
Best Card for International Travelers
Capital One® VentureSM Rewards Card is the ideal card to get for those who frequently visit foreign countries. Equipped with a no foreign transaction fee feature, you can use this card anywhere around the globe anytime. As an added bonus, this card is accepted in many countries across the globe. You can also earn huge rewards, such as 10,000 bonus miles, which you can redeem at any airline. To get approved for this card, you should have an excellent credit score. Balance transfers are allowed but there is no intro APR on purchases and balance transfers.
These cards are not dubbed as the most like credit cards in 2012 for no reason at all. They are packed with great features that you may not enjoy with other cards. Therefore, if you are currently searching for the best card that will work for the lifestyle that you have, take the time to review these cards and know their various features. Who knows, you may be able to get just the perfect card for you from among these choices.
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