Say Goodbye to Yearly Credit Card Costs with No Annual Fee Cards

Most cards, especially those that come with rewards, have an annual fee. This is the amount that you need to pay to keep your card. Often, this fee is required to be paid yearly on the same date you opened your account. You can avoid paying for this annually, though. There are cards that have no annual fees at all. Below are some of your best options:

Chase Freedom® Visa or Chase Freedom® MasterCard

These cards from Chase require that you have excellent credit. They come with attractive APR offerings and provide cash back bonuses for your every purchase. Both can also be used for balance transfers.

Citi Simplicity® Card

If you crave ease and straightforwardness, this is the card to get. For nearly two years, you can enjoy 0% intro APR on both balance transfers and purchases. has Apart from having no annual fee, you will also enjoy a no-penalty fee when you are not able to pay your dues on time.

Blue Cash EverydaySM Card from American Express

Aside from being annual fee-free, this also comes with 0% APR on purchases for one whole year. Created for those with excellent and good credit rating, this rewards card lets you earn cash back as soon as you meet the minimum required credits during the first three months of your account opening. This card can prove to be an excellent choice for you if you are the type of person who loves using your card to pay for daily expenses. This card comes with purchase protection and you are entitled to a 25-day grace period to fully pay your dues.

Capital One® Platinum Prestige Credit Card

If you have excellent credit and you want to get a good deal on the interest rate, the Capital One® Platinum Prestige card is a brilliant option for you. There is 0% interest on both balance transfers and purchases and you can use this for foreign transactions. You can save a lot when you use this card overseas and even on balance transfers as this has a much lower fee for those who want to transfer balances in huge amounts.

Simmons First Visa® Platinum Rewards

This is one of the best no annual fee cards for frequent travelers. With this, you can accumulate as much points as you want and redeem them for a flight ticket on any airline in the United States. There are no blackout dates, which means that you can redeem your rewards anytime you wish. You can even convert them to varying ticket classes. You also have the choice to redeem the points for cruises, restaurants, hotels, and vacation packages.

No annual fee cards give you a ton of savings. Find the best card for yourself and pay your dues on time to get reasonable rates and great rewards.

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