Citi® credit cards are among the cards that you should consider if you are looking for a plastic that will meet your financial needs. Citibank< is known for giving good deals to all types of consumers – even to those with huge debt. As such, whether you need a card that gives rewards or one that can help you get out of debt, there is always a Citi card for you. If you want to know which among the Citi credit cards to get, here are some that lead the pack:
Best Balance Transfer Card: Citi® Simplicity®
Citi® Simplicity® is one of the best cards from Citibank. This is especially helpful for those who need to eliminate debt. For more than one year, you do not have to worry about accumulating interest both on balance transfers and purchases. The long introductory period gives you enough time to pay for your dues and to eventually get rid of it before the end of the balance transfer offer.
This card has low interest rate as well, making it ideal for use if you are planning to make a huge purchase. Even if you cannot pay the amount in full, the interest rate will almost be negligible. Just make sure that you repay what you have borrowed as quickly as you can to avoid incurring more debt. What’s even more remarkable about this card is that it not only has a long introductory period, but it also does not have penalty and late fees. Other cards will immediately slap you with fees exceeding $30 or even increase your APR to about 30% if you don’t pay on time.
Best Card for Newbies: Citi® Forward® Card for College Students
If you are a student, the Citi® Forward® Card for College Students is especially designed for you. It has tone of the best student cards in the market these days. This is great for those who want to build their credit history. If you often dine out and purchase books, this is one of the best to consider.
Best Card for Travelers: Citi® Platinum Select® / AAdvantage® Visa Signature®
The moment you get accepted for this card, you become eligible to winning huge bonus miles. These miles are enough to pay for a round trip domestic flight. This card also gives bonuses annually into your statement credit each time you meet the minimum spending requirement. In addition, if you redeem your miles, you can be rewarded with even more miles.
Citi® Platinum Select® / AAdvantage® Visa Signature® card is perfect for those who often fly with American Airlines. This has an annual fee, but is waived for the first year.
Citi credit cards are here to suit your needs, especially for people with debt. Compared to the other big names in the credit card industry, Citi does offer the leading balance transfer cards today. Therefore, if you are searching for a credit card, especially one that you can use for transferring balances and paying off your debt, these cards from Citibank are among your best options.