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Petal 1 vs Petal 2 What are the Differences?
The biggest difference between the Petal 1 card and the Petal 2 card is fees. There are no fees whatsoever with the Petal 2 card, whereas the Petal 1 card has a late fee. Another difference is the credit limits. Petal 1 ranges from $300 – $5,000 and the Petal 2 ranges from $300 – $10,000.
You can also get a cash back bonus after 1 year with the Petal 2 vs Petal 1 has no cash back offer. Petal 1 also states you can be eligible for a credit line increase in as soon as 6 months, while Petal 2 makes no claim in their features.
The final difference is the regular APR or interest rate. Being that the Petal 2 has a higher credit limit offering, it would make sense it fits a better credit history demographic than the Petal 1. Petal 2 has lower interest rates than Petal 1.
- Petal 2 has no fees Petal 1 has late fees
- Petal 1 credit limit is as high as $5,000 Petal 2 is as high as $10,000
- Petal 2 after 1 year offers cash back bonus, Petal 1 does not
- Petal 1 offers a credit line increase after 6 months, Petal 2 does not state this.
- Petal 2 has a lower regular APR than Petal 1 overall
What is the Petal card minimum score to get approved?
Petal cards do not have a minimum credit score, and what’s even more impressive… If you don’t have a credit score, they will use their own Cash Score to see if you can be approved or not. We were able to find reviews of the Petal 2 card with credit scores in the low 600’s. It may be safe to assume scores lower than this may qualify for the Petal 1 or possibly Petal 2.
The Petal Visa Credit Card is Different from Many Bad Credit / Poor Credit Cards
The differences you will notice with this card is that it comes with rewards, cash back on select merchants, larger credit lines, lower interest rates than many of the other cards. From what we could see there were no late fees, application fees, processing fees, monthly fees, but confirm this with your application. Get yourself a Petal Card Visa Card here – CreditSoup Limited/No Credit Cards
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