American Express Credit Card Offers

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy American Express Card is a Marriott-focused rewards card offering a strong welcome bonus, elevated earning on Marriott purchases, and a suite of hotel-status benefits. Highlights include a welcome offer of 85,000 Marriott Bonvoy bonus points after spending $5,000 in the first six months, robust earning at Marriott properties, and additional rewards on dining and groceries. The card also provides 15 Elite Night Credits each year toward Marriott Bonvoy Elite status, Gold Elite benefits, a free night after hitting a spending threshold, and travel protections such as Trip Delay Insurance, plus a Plan It installment option for large purchases. The annual fee is $250 and some hotels may charge resort fees for certain redemptions.

Pros

• Earn 85,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.
• Marriott Bonvoy® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy®.
• Earn up to 18.5X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. This includes 6X points with the Bevy card, up to 10X points for being a Marriott Bonvoy member, and up to 2.5X points from the 25% Bonus Points on Stays with Gold Elite status.
• With complimentary Marriott Bonvoy Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy on eligible hotel purchases with the 25% Bonus Points on Stays benefit.
• Marriott Bonvoy Bevy® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases in a calendar year. The award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy® points) at a participating hotel. Certain hotels have resort fees.
• 15 Elite Night Credits each calendar year toward the next level of Marriott Bonvoy Elite status (limitations apply; not exclusive to Amex).
• Trip Delay Insurance can help reimburse certain expenses if a round-trip paid with the card is delayed more than 12 hours, up to $300 per trip, with a maximum of 2 claims per card per 12-month period. Terms apply.
• Plan It® lets you split large purchases into monthly installments with a fixed fee, so you’ll know upfront what you’ll pay while still earning rewards.
• $250 Annual Fee.
• Apply with confidence: know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.

Cons

• $250 annual fee that cardholders should weigh against expected rewards and benefits.
• Trip Delay Insurance has a cap of up to $300 per trip and a limit of 2 claims per card per 12-month period, which may be modest for longer or more expensive delays.
• 1,000 Marriott Bonvoy points per paid eligible stay is earned only when the stay is booked directly with Marriott (not through third parties).
• 15 Elite Night Credits have limitations and are not exclusive to Amex cards; the benefit applies per member account and is subject to terms.
• Plan It® involves a fixed monthly fee to split large purchases, which adds cost compared to paying in full.
• Certain hotels may charge resort fees, which can affect the overall value of free-night redemptions and stays.
• The highest earning rates (e.g., up to 18.5X points on Marriott hotels) apply primarily to Marriott hotel purchases and stacking bonuses; earnings on other purchases are more limited.

Why we like this card

This card is tailored for frequent Marriott travelers who want to maximize points on Marriott stays and enjoy valuable status benefits. The substantial welcome bonus (85,000 points) provides a strong head start in earning free nights and upgrades. The card offers an impressive earning potential at Marriott properties, with 6X points on hotel stays and the ability to reach up to 18.5X total points on Marriott hotel purchases when incorporating member and Gold Elite bonuses. Dining and U.S. grocery purchases are well-rewarded at 4X, up to a meaningful annual cap, with 2X on all other purchases to preserve broad earning on everyday spending. Key perks include 15 Elite Night Credits per year toward Marriott Elite status, plus complimentary Gold Elite status, which can boost your earning on stays with an additional 2.5X points on hotel purchases and a 25% bonus on stays. The free night after $15,000 in annual purchases (redeemable at hotels up to 50,000 points) adds extra value for high spenders. The Plan It option can make large purchases more manageable, while Trip Delay Insurance adds some protection for travel hiccups. The card is designed for loyalty to the Marriott ecosystem, offering a clear path to accelerated points accumulation, hotel perks, and travel protections, all while maintaining a straightforward rewards structure. If you frequently stay at Marriott properties and can take advantage of the annual spend threshold and per-stay bonuses, this card can deliver meaningful value despite the $250 annual fee.

Marriott Bonvoy Brilliant® American Express® Card

The Marriott Bonvoy Brilliant® American Express® Card is a premium travel rewards card with a $650 annual fee that centers its value on Marriott Bonvoy stays and related travel perks. It offers a strong welcome bonus, robust earning on Marriott stays, a generous annual dining credit, elite-status benefits, and a suite of travel perks designed to enhance hotel experiences and airport time. It also includes convenient credits such as Global Entry/TSA PreCheck and lounge access, plus a no foreign transaction fee policy for international purchases.

Pros

• Welcome bonus: Earn 100,000 Marriott Bonvoy® bonus points after you spend $6,000 in purchases within the first 6 months of Card Membership.
• Strong hotel earnings: Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
• Additional earning opportunities: Earn 3X points at restaurants worldwide and on flights booked directly with airlines, and 2X points on all other eligible purchases.
• Up to 21X on Marriott Bonvoy hotels: Earn 6X points with the card, up to 10X points from Marriott Bonvoy member status, and up to 5X points from the 50% Bonus Points on Stays benefit tied to Platinum Elite status.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible restaurant purchases.
• Free Night Award: Receive 1 Free Night Award every year after your Card renewal month (redeemable at hotels at or under 85,000 Marriott Bonvoy® points, with some property restrictions).
• Elite night credits: 25 Elite Night Credits each calendar year toward the next Marriott Bonvoy Elite status level.
• Property credits and hotel perks: $100 Marriott Bonvoy® Property Credit at The Ritz-Carlton® or St. Regis® when you book direct with a special rate for a two-night minimum stay.
• Global Entry or TSA PreCheck fee credits: Receive a statement credit for Global Entry ($120) every 4 years or TSA PreCheck® ($85) every 4.5 years when you pay the fee with this card (approval process applies).
• Airport lounge access: Enroll in Priority Pass™ Select for unlimited visits to over 1,200 lounges in 130+ countries.
• Trip coverage: Trip Cancelled or Interrupted benefits may apply for covered reasons if the trip is purchased with the eligible card (terms and limitations apply).
• No foreign transaction fees: Enjoy no foreign transaction fees on international purchases.
• Annual fee transparency: $650 annual fee to access the above benefits.
• Balance of extra perks: A yearly Free Night Award and Platinum Elite-related benefits are included, with various terms.

Cons

• High annual fee: $650, which requires substantial ongoing use of the card’s benefits to offset the cost.
• Marriott-centric value: The benefits and earning structure are heavily geared toward Marriott Bonvoy properties and status; if you don’t frequently stay at Marriott hotels, value may be limited.
• Mandatory spend for bonus: The welcome offer requires $6,000 in purchases within the first 6 months, which might be a high upfront target for some applicants.
• Free Night Award limitations: The annual Free Night Award is redeemable up to 85,000 points and may be subject to property restrictions (some hotels have resort fees).
• Staying at Ritz-Collon/St. Regis condition: The $100 Marriott Bonvoy Property Credit is tied to booking direct with a special rate for a two-night minimum stay at The Ritz-Carlton® or St. Regis®, limiting applicability if you don’t stay at those brands or meet the requirements.
• Elite status benefits require eligibility: Platinum Elite-related advantages (such as the 50% bonus on points and 25 Elite Night Credits) are tied to Marriott Bonvoy Platinum Elite status, which is automatically provided as a card benefit but may have terms and limitations.
• Dining credit cap: The $300 annual dining credit is limited to $25 per month, which may not cover all dining expenses throughout the year.
• Credit timing and coverage: Some credits (Global Entry/TSA PreCheck, dining, etc.) have specific terms and timing that may affect how quickly you receive benefits.

Why we like this card

• Exceptional Marriott-focused earning and redemption potential: The card offers 6X points at Marriott Bonvoy hotels and the ability to rack up as much as 21X on Marriott hotel purchases when stacking with member status and Platinum Elite benefits.
• Generous welcome bonus and ongoing credits: The 100,000-point signup offer, plus a $300 annual dining credit, and a yearly Free Night Award create substantial upfront and ongoing value for frequent Marriott travelers.
• Comprehensive travel perks: Global Entry or TSA PreCheck fee credits, Priority Pass lounge access, and no foreign transaction fees enhance the travel experience beyond hotel stays.
• Elite status support: 25 Elite Night Credits per year toward the next Marriott Bonvoy Elite tier help accelerate status, potentially unlocking additional perks and bonuses during stays.
• Perks at select luxury brands: The $100 property credit at Ritz-Carlton or St. Regis properties and the Platinum Elite benefits add luxury-value opportunities for qualifying stays.
• Flexible redemption options: The ability to earn and redeem across hotels within the Marriott Bonvoy program provides versatility for planning stays across a broad network of properties worldwide.