Learn more about the four Chase Business Ink cards – Preferred, Unlimited, Premier, and Cash. Each card in the lineup Ink Business Preferred, Ink Business Unlimited, Ink Business Premier, and Ink Business Cash is designed to meet the various needs of business owners, offering rewards that range from travel benefits to cash back on everyday business purchases. This review should help you choose the right card for your spending habits and financial goals.
Cash back offers for your business:
Businesses that focus on travel:
Premium offer for your business:
Ideal for: Businesses that travel frequently and prefer earning rewards points.
The Ink Business Preferred Credit Card is a prime choice for businesses looking to maximize their travel rewards. Cardholders earn 3 points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. All other purchases earn an unlimited 1 point per dollar spent. Points are worth 25% more when you redeem them for travel through Chase TravelSM, making this card especially valuable for companies with high travel expenses.
Ideal for: Businesses seeking simple cash back rewards on every purchase without an annual fee.
The Ink Business Unlimited Credit Card offers a straightforward rewards structure, making it an excellent choice for businesses looking for simplicity. It provides an unlimited 1.5% cash back on every purchase made for the business. With no annual fee and no categories to track, it's an attractive option for business owners who prefer an easy-to-understand rewards program that rewards them on every purchase.
Ideal for: Businesses with high spending that prefer cash back rewards.
The Ink Business Premier Credit Card is designed for businesses that spend heavily and prefer cash back. This card offers an unlimited 2% cash back on all purchases, with no caps or categories to worry about. It's geared towards businesses looking for a premium card with significant cash back rewards on their extensive spending. The card does come with an annual fee, but for businesses that can leverage the 2% cash back rate, the rewards can quickly offset the cost.
Ideal for: Businesses looking for cash back in specific spending categories without an annual fee.
The Ink Business Cash Credit Card is perfect for businesses that spend a lot in specific categories. Cardholders earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. Additionally, 2% cash back is earned on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, with 1% cash back on all other purchases. With no annual fee, this card offers significant value for businesses that can maximize rewards in its bonus categories.
The Chase Business Ink series offers a range of options to suit different business needs. Whether your priority is earning travel rewards, getting cash back on every purchase, maximizing rewards in specific spending categories, or a mix of these benefits, there's likely a Chase Business Ink card that fits your business.
Consider your spending habits and priorities:
“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”