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Chase Ink Business credit cards
A Guide to the Chase Ink Business Credit Card Offers.
Learn more about the four Chase Business Ink cards – Preferred, Unlimited, Premier, and Cash. Each card in the lineup Ink Business Preferred, Ink Business Unlimited, Ink Business Premier, and Ink Business Cash is designed to meet the various needs of business owners, offering rewards that range from travel benefits to cash back on everyday business purchases. This review should help you choose the right card for your spending habits and financial goals.
Quick details at a glance:
Intro Rewards Bonus - Earn up to $750 bonus cash back
Card Rewards Offer - Earn 5% cash back in select business categories
Annual Fee - $0
The Ink Business Cash Credit Card is perfect for businesses that spend a lot in specific categories. Cardholders earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. Additionally, 2% cash back is earned on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, with 1% cash back on all other purchases. With no annual fee, this card offers significant value for businesses that can maximize rewards in its bonus categories.
Here are more detailed features of the Ink Business Cash® Credit Card
- Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus - Earn 90,000 bonus points
Card Rewards Offer - Earn 3 points per $1 in select business categories
Annual Fee - $95
Product Type - Business Card
The Ink Business Preferred Credit Card is a prime choice for businesses looking to maximize their travel rewards. Cardholders earn 3 points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. All other purchases earn an unlimited 1 point per dollar spent. Points are worth 25% more when you redeem them for travel through Chase TravelSM, making this card especially valuable for companies with high travel expenses.
Here are more detailed features of the Ink Business Preferred® Credit Card
- Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
- Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
- Points are worth more when you redeem for travel through Chase Travel℠
- Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus - Earn $750 bonus cash back
Card Rewards Offer - Earn unlimited 1.5% cash back on every purchase
Annual Fee - $0
The Ink Business Unlimited Credit Card offers a straightforward rewards structure, making it an excellent choice for businesses looking for simplicity. It provides an unlimited 1.5% cash back on every purchase made for the business. With no annual fee and no categories to track, it's an attractive option for business owners who prefer an easy-to-understand rewards program that rewards them on every purchase.
Here are more detailed features of the Ink Business Unlimited® Credit Card
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus - Earn $1,000 bonus cash back
Annual Fee - $195
Intro Rate - N/A
Intro Period - N/A
The Ink Business Premier Credit Card is designed for businesses that spend heavily and prefer cash back. This card offers an unlimited 2% cash back on all purchases, with no caps or categories to worry about. It's geared towards businesses looking for a premium card with significant cash back rewards on their extensive spending. The card does come with an annual fee, but for businesses that can leverage the 2% cash back rate, the rewards can quickly offset the cost.
Here are more detailed features of the Ink Business Premier® Credit Card
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
- Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
- Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.
- Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
- There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
- Member FDIC
At a Glance:
Cash back offers for your business:
- Ink Business Unlimited: This no-annual-fee card offers a straightforward 1.5% cash back on all business purchases. Simple and ideal for those who value consistent rewards without bells and whistles.
- Ink Business Cash: Boasting a flat 5% cash back on office supply stores and internet, cable, and phone services (capped at $6,000 in combined spend every year), this card targets specific categories. Opt for it if these expenses dominate your budget.
Businesses that focus on travel:
- Ink Business Preferred: This card ups the ante with a $95 annual fee, but rewards you with 3x points on select travel and shipping categories and 1x point on everything else. Redeem points for travel, gift cards, or cash through Chase TravelSM. It also unlocks travel credits and airport lounge access through Priority Pass Select membership.
Premium offer for your business:
- Ink Business Premier: The heavyweight of the bunch, this card packs a $195 annual fee but delivers hefty rewards. Earn a whopping 2.5x points on every purchase of $5,000 or more and 1x point on everything else. Enjoy travel credits, cell phone insurance, purchase protection, and Global Entry or TSA PreCheck® application fee credit.
Detailed Breakdown:
Ink Business Preferred Credit Card
Ideal for: Businesses that travel frequently and prefer earning rewards points.
The Ink Business Preferred Credit Card is a prime choice for businesses looking to maximize their travel rewards. Cardholders earn 3 points per dollar on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. All other purchases earn an unlimited 1 point per dollar spent. Points are worth 25% more when you redeem them for travel through Chase TravelSM, making this card especially valuable for companies with high travel expenses.
Ink Business Unlimited Credit Card
Ideal for: Businesses seeking simple cash back rewards on every purchase without an annual fee.
The Ink Business Unlimited Credit Card offers a straightforward rewards structure, making it an excellent choice for businesses looking for simplicity. It provides an unlimited 1.5% cash back on every purchase made for the business. With no annual fee and no categories to track, it's an attractive option for business owners who prefer an easy-to-understand rewards program that rewards them on every purchase.
Ink Business Premier Credit Card
Ideal for: Businesses with high spending that prefer cash back rewards.
The Ink Business Premier Credit Card is designed for businesses that spend heavily and prefer cash back. This card offers an unlimited 2% cash back on all purchases, with no caps or categories to worry about. It's geared towards businesses looking for a premium card with significant cash back rewards on their extensive spending. The card does come with an annual fee, but for businesses that can leverage the 2% cash back rate, the rewards can quickly offset the cost.
Ink Business Cash Credit Card
Ideal for: Businesses looking for cash back in specific spending categories without an annual fee.
The Ink Business Cash Credit Card is perfect for businesses that spend a lot in specific categories. Cardholders earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account anniversary year. Additionally, 2% cash back is earned on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year, with 1% cash back on all other purchases. With no annual fee, this card offers significant value for businesses that can maximize rewards in its bonus categories.
The right choice for your business:
The Chase Business Ink series offers a range of options to suit different business needs. Whether your priority is earning travel rewards, getting cash back on every purchase, maximizing rewards in specific spending categories, or a mix of these benefits, there's likely a Chase Business Ink card that fits your business.
Consider your spending habits and priorities:
- For basic, no-frills cash back: Ink Business Unlimited.
- For specific category spending: Ink Business Cash.
- For travel and shipping rewards with diverse benefits: Ink Business Preferred.
- For premium rewards and comprehensive protection: Ink Business Premier.