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Chase Sapphire Preferred® credit card
A Premium Travel Card with High Value Rewards
The Chase Sapphire Preferred® Card has long been one of the most recommended travel credit cards, known for its generous rewards, flexible redemptions, and robust travel protections. With a reasonable annual fee and valuable perks, this card is ideal for frequent travelers looking to maximize their spending power.
Quick details at a glance:
Intro Rewards Bonus - 75,000 bonus points
Card Rewards Offer - 5x on Chase Travel℠, 3x on dining, 2x on all other travel
Foreign Trans Fee - $0
Annual Fee - $95
Here are more detailed features of the Chase Sapphire Preferred® Card
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
Quick details at a glance:
Intro Rewards Bonus - Earn 200,000 bonus points
Annual Fee - $795
Card Rewards Offer - More than $2,500 in annual value
Product Type - Business Card
Here are more detailed features of the Sapphire Reserve for Business℠
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.
- Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
- Earn 5x total points on Lyft rides through 9/30/27.
- Earn 4x points on flights & hotels booked direct.
- Earn 3x points on social media & search engine advertising.
- Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
- Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
- Member FDIC
Chase Sapphire Preferred® Card: Turn Everyday Spending Into Extraordinary Rewards
The Chase Sapphire Preferred® Card has earned a reputation as one of the most rewarding travel credit cards available today. With a substantial sign-up bonus, flexible redemption options, and a suite of valuable perks, this card is designed to help you get more from your spending—whether you’re planning your next big trip or simply enjoying dinner out.
Below is an in-depth look at what makes the Sapphire Preferred® such a compelling choice.
A Welcome Bonus Worth Celebrating
When you open a new account and spend $5,000 within the first 3 months, you’ll unlock 75,000 bonus points. These points are worth:
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$750 in travel bookings via Chase Travel℠
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Even more value when transferring to participating airline and hotel partners
This generous bonus can cover flights, hotel stays, or other travel experiences with ease.
Earn Rewards on the Purchases You Make Most
The card offers elevated earning rates across several popular spending categories:
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5x points on travel booked through Chase Travel℠
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3x points on dining, select streaming services, and online grocery purchases (excluding Walmart, Target, and wholesale clubs)
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2x points on other travel purchases
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1x point per dollar on all other purchases
Whether you’re exploring new destinations or ordering dinner, you’ll collect points faster.
Anniversary Perks That Keep Adding Value
Every account anniversary comes with additional rewards that help offset the $95 annual fee:
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$50 statement credit each year for hotel stays booked through Chase Travel℠
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A 10% anniversary points bonus—you’ll receive points equal to 10% of your total purchases over the previous year. If you spent $30,000, you’d earn 3,000 extra points.
These benefits can easily add up over time.
Travel and Purchase Protection
Your Chase Sapphire Preferred® Card also includes extensive protection when you’re away from home or making big purchases:
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Trip Cancellation/Interruption Insurance that can reimburse you for prepaid, non-refundable expenses
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Primary Auto Rental Collision Damage Waiver for car rentals
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Lost Luggage Reimbursement
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Purchase Protection and Extended Warranty Coverage
These safeguards can provide peace of mind wherever you go.
No Foreign Transaction Fees
Take the card on your international adventures without worrying about additional charges—foreign transaction fees are waived entirely.
Complimentary DashPass Membership and Credits
Activate your DashPass benefit by December 31, 2027, and receive:
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At least 12 months of free DashPass membership (get $0 delivery fees and reduced service fees on qualifying orders)
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A $10 monthly credit toward convenience and retail purchases (excluding restaurants)
This can make food and essentials even more affordable.
Snapshot of the Chase Sapphire Preferred® Card
| Feature | Details |
|---|---|
| Intro Bonus | 75,000 points after spending $5,000 in the first 3 months |
| Rewards Rates | 5x on Chase Travel℠, 3x dining/streaming/online groceries, 2x on other travel, 1x on all else |
| Annual Fee | $95 |
| Foreign Transaction Fees | None |
| Anniversary Benefits | $50 hotel credit + 10% points bonus |
| Protections | Travel insurance, rental coverage, purchase protections |
| DashPass | Free membership + monthly credits when activated |
Who Will Benefit Most From This Card?
The Chase Sapphire Preferred® Card is especially attractive for:
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Frequent travelers who value robust rewards and protections
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Food enthusiasts who want to earn accelerated points on dining and groceries
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Anyone who prefers points that are flexible—redeemable for travel, cash back, or transfers to loyalty programs
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Cardholders seeking strong value for an affordable annual fee
With its exceptional combination of a sizable welcome offer, practical travel protections, and rewarding spending categories, the Chase Sapphire Preferred® Card is a smart choice for anyone who wants to stretch their spending further. Whether you’re booking your next adventure or handling everyday expenses, this card can help you unlock more value with every swipe.
Reviews of the Chase Sapphire Preferred® Card
★★★★★
on 03/05/2024 | Submitted by: Benjamin | 5 out of 5 stars
Perfect card for travel and rewards!
I’ve been using this card for a little over two years now, and it’s been amazing. No issues, and the travel perks make it worth every penny. I’d definitely recommend it to anyone who travels frequently.
★★★★★
on 11/22/2023 | Submitted by: Christopher | 5 out of 5 stars
Effortless rewards and smooth experience!
The rewards system with this card is top-notch, and the terms are straightforward. I’ve had nothing but good experiences with customer service and how easy it is to track points and benefits.
★★★★★
on 09/18/2023 | Submitted by: Emma | 5 out of 5 stars
Fantastic rewards for everyday purchases!
This card makes earning points effortless. Every purchase helps me build up rewards, and it’s a great feeling to redeem them for travel and dining.
★★★★★
on 07/11/2022 | Submitted by: Natalie | 5 out of 5 stars
Perfect card for earning travel points!
The Sapphire Preferred card offers an amazing way to earn travel points with ease. It’s been a perfect addition to my wallet, and I love how fast I can rack up points!
★★★★★
on 05/25/2023 | Submitted by: Jonathan | 5 out of 5 stars
Best travel rewards card ever!
The Chase Sapphire Preferred is hands down the best travel card I’ve ever owned. It offers amazing benefits, and I’ve never had any issues with it in the three years I've used it.
★★★★★
on 12/10/2022 | Submitted by: Olivia | 5 out of 5 stars
Great for building rewards quickly!
This card outshines every other card I’ve owned. The travel rewards are outstanding, and earning points on all purchases has been seamless.
★★★★★
on 02/20/2024 | Submitted by: Morgan | 5 out of 5 stars
Outstanding credit card experience!
Got approved with a 600+ credit score and a $5k limit right away. After 3 years, it's up to $16k. It could be higher, but I've carried some higher balances during tough times. Overall, still a fantastic card!
★★★★★
on 01/04/2024 | Submitted by: Peter | 5 out of 5 stars
The top rewards card!
This card is absolutely iconic! My only wish is that the points per dollar were a bit higher for all purchases. Would also be great if some of the Reserve card benefits were added to this one.
★★★☆☆
on 11/05/2023 | Submitted by: Nicole | 3 out of 5 stars
Watch out if you're paperless!
I’ve never had issues with Chase Sapphire before, but be cautious if you go paperless. If you don't check the app regularly, you might miss messages, which could cost you money during a dispute.
★★★★☆
on 10/20/2023 | Submitted by: Denise | 4 out of 5 stars
One of the best cards I've owned!
The points on this card build up super quickly. It's been a great experience so far!
★☆☆☆☆
on 10/03/2023 | Submitted by: Davhid | 1 out of 5 stars
Car rental claim disaster!
I rented a car, caused $400+ in damage, and the claim process was a nightmare. They kept finding new reasons not to pay, and after 3 months, I gave up. Not worth the hassle.
★☆☆☆☆
on 06/03/2022 | Submitted by: Alexander | 1 out of 5 stars
Terrible service experience!
Chase cut off my card and online banking without any notice. I had to call them after being declined, and it took four transfers to reach someone who could help. It was a frustrating experience.
★★★★★
on 05/30/2022 | Submitted by: Kyle | 5 out of 5 stars
Sapphire Preferred delivers!
This card's sign-up bonus is phenomenal—50,000 points plus another 10,000 for adding an authorized user. That’s worth $500 to $600 for travel. Plus, you continue to earn points on everyday spending.
★☆☆☆☆
on 02/16/2022 | Submitted by: Dennis | 1 out of 5 stars
Extremely poor customer support!
I got this card for trip cancellation coverage. Had to cancel due to a medical emergency, but 5 months later, I'm still waiting on the claim. Their service is a nightmare.
★★★★★
on 02/15/2023 | Submitted by: Katherine | 5 out of 5 stars
Best card I've ever had!
This was my first credit card, and I couldn’t have chosen a better one. I use it daily, and the customer service is exceptional. Highly recommended!
★★☆☆☆
on 02/11/2022 | Submitted by: Sasha | 2 out of 5 stars
Support is lacking!
I’ve trusted this card for almost 3 years, but my first experience with customer support was terrible. A simple e-claim has been unresolved for months.
★★★★★
on 12/29/2022 | Submitted by: David | 5 out of 5 stars
Love this card!
Great card, and I’ve always had great interactions with Chase’s customer service team.
★★★★★
on 12/14/2022 | Submitted by: Lisa | 5 out of 5 stars
Amazing for rewards!
This is my favorite credit card! The points have allowed me to stay at luxury hotels and get free flights. It’s become my go-to card for business too!
★★★★☆
on 12/13/2022 | Submitted by: Ronald | 4 out of 5 stars
Solid card
The quality of the card itself is great—really durable and feels premium.