The Chase Sapphire Preferred® Card has long been one of the most recommended travel credit cards, known for its generous rewards, flexible redemptions, and robust travel protections. With a reasonable annual fee and valuable perks, this card is ideal for frequent travelers looking to maximize their spending power.
The Chase Sapphire Preferred® Card has earned a reputation as one of the most rewarding travel credit cards available today. With a substantial sign-up bonus, flexible redemption options, and a suite of valuable perks, this card is designed to help you get more from your spending—whether you’re planning your next big trip or simply enjoying dinner out.
Below is an in-depth look at what makes the Sapphire Preferred® such a compelling choice.
When you open a new account and spend $5,000 within the first 3 months, you’ll unlock 75,000 bonus points. These points are worth:
$750 in travel bookings via Chase Travel℠
Even more value when transferring to participating airline and hotel partners
This generous bonus can cover flights, hotel stays, or other travel experiences with ease.
The card offers elevated earning rates across several popular spending categories:
5x points on travel booked through Chase Travel℠
3x points on dining, select streaming services, and online grocery purchases (excluding Walmart, Target, and wholesale clubs)
2x points on other travel purchases
1x point per dollar on all other purchases
Whether you’re exploring new destinations or ordering dinner, you’ll collect points faster.
Every account anniversary comes with additional rewards that help offset the $95 annual fee:
$50 statement credit each year for hotel stays booked through Chase Travel℠
A 10% anniversary points bonus—you’ll receive points equal to 10% of your total purchases over the previous year. If you spent $30,000, you’d earn 3,000 extra points.
These benefits can easily add up over time.
Your Chase Sapphire Preferred® Card also includes extensive protection when you’re away from home or making big purchases:
Trip Cancellation/Interruption Insurance that can reimburse you for prepaid, non-refundable expenses
Primary Auto Rental Collision Damage Waiver for car rentals
Lost Luggage Reimbursement
Purchase Protection and Extended Warranty Coverage
These safeguards can provide peace of mind wherever you go.
Take the card on your international adventures without worrying about additional charges—foreign transaction fees are waived entirely.
Activate your DashPass benefit by December 31, 2027, and receive:
At least 12 months of free DashPass membership (get $0 delivery fees and reduced service fees on qualifying orders)
A $10 monthly credit toward convenience and retail purchases (excluding restaurants)
This can make food and essentials even more affordable.
Feature | Details |
---|---|
Intro Bonus | 75,000 points after spending $5,000 in the first 3 months |
Rewards Rates | 5x on Chase Travel℠, 3x dining/streaming/online groceries, 2x on other travel, 1x on all else |
Annual Fee | $95 |
Foreign Transaction Fees | None |
Anniversary Benefits | $50 hotel credit + 10% points bonus |
Protections | Travel insurance, rental coverage, purchase protections |
DashPass | Free membership + monthly credits when activated |
The Chase Sapphire Preferred® Card is especially attractive for:
Frequent travelers who value robust rewards and protections
Food enthusiasts who want to earn accelerated points on dining and groceries
Anyone who prefers points that are flexible—redeemable for travel, cash back, or transfers to loyalty programs
Cardholders seeking strong value for an affordable annual fee
With its exceptional combination of a sizable welcome offer, practical travel protections, and rewarding spending categories, the Chase Sapphire Preferred® Card is a smart choice for anyone who wants to stretch their spending further. Whether you’re booking your next adventure or handling everyday expenses, this card can help you unlock more value with every swipe.
I’ve been using this card for a little over two years now, and it’s been amazing. No issues, and the travel perks make it worth every penny. I’d definitely recommend it to anyone who travels frequently.
The rewards system with this card is top-notch, and the terms are straightforward. I’ve had nothing but good experiences with customer service and how easy it is to track points and benefits.
This card makes earning points effortless. Every purchase helps me build up rewards, and it’s a great feeling to redeem them for travel and dining.
The Sapphire Preferred card offers an amazing way to earn travel points with ease. It’s been a perfect addition to my wallet, and I love how fast I can rack up points!
The Chase Sapphire Preferred is hands down the best travel card I’ve ever owned. It offers amazing benefits, and I’ve never had any issues with it in the three years I've used it.
This card outshines every other card I’ve owned. The travel rewards are outstanding, and earning points on all purchases has been seamless.
Got approved with a 600+ credit score and a $5k limit right away. After 3 years, it's up to $16k. It could be higher, but I've carried some higher balances during tough times. Overall, still a fantastic card!
This card is absolutely iconic! My only wish is that the points per dollar were a bit higher for all purchases. Would also be great if some of the Reserve card benefits were added to this one.
I’ve never had issues with Chase Sapphire before, but be cautious if you go paperless. If you don't check the app regularly, you might miss messages, which could cost you money during a dispute.
The points on this card build up super quickly. It's been a great experience so far!
I rented a car, caused $400+ in damage, and the claim process was a nightmare. They kept finding new reasons not to pay, and after 3 months, I gave up. Not worth the hassle.
Chase cut off my card and online banking without any notice. I had to call them after being declined, and it took four transfers to reach someone who could help. It was a frustrating experience.
This card's sign-up bonus is phenomenal—50,000 points plus another 10,000 for adding an authorized user. That’s worth $500 to $600 for travel. Plus, you continue to earn points on everyday spending.
I got this card for trip cancellation coverage. Had to cancel due to a medical emergency, but 5 months later, I'm still waiting on the claim. Their service is a nightmare.
This was my first credit card, and I couldn’t have chosen a better one. I use it daily, and the customer service is exceptional. Highly recommended!
I’ve trusted this card for almost 3 years, but my first experience with customer support was terrible. A simple e-claim has been unresolved for months.
Great card, and I’ve always had great interactions with Chase’s customer service team.
This is my favorite credit card! The points have allowed me to stay at luxury hotels and get free flights. It’s become my go-to card for business too!
The quality of the card itself is great—really durable and feels premium.
“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”