Aeroplan® Credit Card vs Delta SkyMiles® Gold American Express Card

This comparison aims to help potential cardholders decide between the Aeroplan® Credit Card from American Express and the Delta SkyMiles® Gold American Express Card from Chase. Both cards offer unique benefits tailored to different travel preferences and spending habits.

Aeroplan® Credit Card Overview

The Aeroplan® Credit Card is designed for frequent travelers, particularly those who prefer flying with Air Canada and its partners. This card provides generous rewards on grocery and dining purchases, along with significant bonus points for new cardholders.

Delta SkyMiles® Gold American Express Card Overview

The Delta SkyMiles® Gold American Express Card targets loyal Delta Airlines flyers. It offers a variety of travel-related perks, including free checked bags and priority boarding, making it an excellent choice for those who frequently travel with Delta.

Detailed Feature Comparison

Rewards Highlights

Aeroplan® Credit Card

• Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus points after your annual fee renewal payment posts and is paid in full
• Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly
• Earn 1X point for each dollar spent on all other purchases.

Delta SkyMiles® Gold American Express Card

• Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app.
• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
• Earn 1X Miles on all other eligible purchases.

Pros and Cons

Aeroplan® Credit Card

• Pros:
  • High rewards rate on grocery and dining purchases.
  • Flexible redemption options for both domestic and international flights.
  • Significant welcome bonus for new users.
• Cons:
  • Annual fee may deter occasional travelers.
  • Limited to Air Canada for best rewards.

Delta SkyMiles® Gold American Express Card

• Pros:
  • $0 introductory annual fee for the first year.
  • Free first checked bag can save significant money on Delta flights.
  • Multiple travel benefits enhance the flying experience.
• Cons:
  • Higher annual fee after the first year.
  • Rewards are primarily valuable for Delta flights.

Who Should Consider Which Card?

The Aeroplan® Credit Card is ideal for individuals who frequently shop at grocery stores and dine out, as well as those looking to maximize points for international travel with Air Canada. Conversely, the Delta SkyMiles® Gold American Express Card is better suited for frequent Delta flyers who value travel perks like free checked bags and priority boarding.

Conclusion

Ultimately, choosing between the Aeroplan® Credit Card and the Delta SkyMiles® Gold American Express Card depends on your individual travel habits and goals. Consider how often you fly, where you prefer to travel, and your typical spending categories to determine which card aligns best with your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”