Aeroplan® Credit Card vs Delta SkyMiles® Reserve American Express Card

This comparison aims to assist users in choosing between the Aeroplan® Credit Card and the Delta SkyMiles® Reserve American Express Card. By examining their features, benefits, and target audiences, you can make an informed decision based on your travel habits and financial goals.

Aeroplan® Credit Card Overview

The Aeroplan® Credit Card is designed for travelers who frequently fly with Air Canada and wish to maximize their rewards on everyday spending. It offers a competitive rewards structure and a lower annual fee, making it appealing for casual travelers and those with moderate travel spending.

Delta SkyMiles® Reserve American Express Card Overview

The Delta SkyMiles® Reserve American Express Card is tailored for frequent Delta flyers seeking premium travel benefits and exclusive perks. With a higher annual fee, this card offers extensive rewards, lounge access, and additional travel credits, targeting avid travelers and Delta loyalty program members.

Detailed Feature Comparison

Rewards Highlights

Aeroplan® Credit Card Rewards

• Earn up to 70,000 bonus points
• Earn 60K bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Earn 10K bonus points after your annual fee renewal payment posts and is paid in full.
• Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly.
• Earn 1X point for each dollar spent on all other purchases.
• 500 bonus points for every $2,000 spent in a calendar month - up to 1,500 points per month.

Delta SkyMiles® Reserve American Express Card Rewards

• Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 3X Miles on Delta purchases.
• Earn 1X Miles on all other eligible purchases.

Pros and Cons

Aeroplan® Credit Card Pros and Cons

• Pros:
• Lower annual fee ($95)
• Attractive welcome bonus of up to 70,000 points
• Good rewards on everyday spending
• No foreign transaction fees
• Cons:
• Limited premium travel benefits compared to higher-tier cards
• Potentially lower rewards value on non-Air Canada flights

Delta SkyMiles® Reserve American Express Card Pros and Cons

• Pros:
• Extensive travel benefits including lounge access and travel credits
• High welcome bonus (70,000 miles)
• Companion Certificate each year after renewal
• No foreign transaction fees
• Cons:
• High annual fee ($650)
• More suitable for frequent Delta flyers

Who Should Consider Which Card?

The Aeroplan® Credit Card is ideal for occasional travelers who prefer Air Canada and want to earn rewards on everyday purchases without a high annual fee. It suits those who value flexibility in travel rewards.

The Delta SkyMiles® Reserve American Express Card is best for frequent Delta travelers looking for premium benefits, including lounge access and companion travel options. This card is suitable for those who regularly fly Delta and wish to maximize their travel experience.

Conclusion

In conclusion, both the Aeroplan® Credit Card and the Delta SkyMiles® Reserve American Express Card have unique features catering to different types of travelers. It’s essential to evaluate your individual spending habits and travel preferences to determine which card aligns best with your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”