Aeroplan® Credit Card vs Marriott Bonvoy Business® American Express® Card

This comparison aims to help users decide between the Aeroplan® Credit Card and the Marriott Bonvoy Business® American Express® Card, highlighting their key features, rewards, and benefits. Understanding the differences will assist in making an informed decision based on individual spending habits and travel preferences.

Aeroplan® Credit Card Overview

The Aeroplan® Credit Card is designed for those who frequently travel with Air Canada and seek to earn travel rewards. With a reasonable annual fee, this card offers generous bonus points and rewards for everyday spending, especially in grocery and dining categories.

Marriott Bonvoy Business® American Express® Card Overview

The Marriott Bonvoy Business® American Express® Card caters to business owners and frequent travelers who prefer Marriott hotels. This card provides opportunities to earn substantial points on hotel stays and dining, alongside valuable benefits such as free night awards and elite status perks.

Detailed Feature Comparison

Rewards Highlights

Aeroplan® Credit Card Rewards

• Earn up to 70,000 bonus points.
• Earn 60K bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Earn 10K bonus points after your annual fee renewal payment posts and is paid in full.
• Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly.
• Earn 1X point for each dollar spent on all other purchases.
• 500 bonus points for every $2,000 spent in a calendar month - up to 1,500 points per month.

Marriott Bonvoy Business® American Express® Card Rewards

• WELCOME OFFER: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership.
• 6X Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4X points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2X points on all other eligible purchases.
• Receive 1 Free Night Award every year after your Card renewal month.

Pros and Cons

Aeroplan® Credit Card Pros and Cons

• Pros:
  • Low annual fee.
  • Generous welcome bonus.
  • Strong rewards for grocery and dining purchases.
• Cons:
  • Limited to Air Canada for flight redemptions.
  • Lower rewards on non-bonus categories.

Marriott Bonvoy Business® American Express® Card Pros and Cons

• Pros:
  • High rewards on hotel purchases.
  • Free night awards enhance travel flexibility.
  • Complimentary Gold Elite Status.
• Cons:
  • Higher annual fee.
  • Spending requirement for welcome bonus is quite high.

Who Should Consider Which Card?

• Aeroplan® Credit Card: Best for travelers who frequently fly with Air Canada and want to earn rewards on everyday purchases, particularly in grocery and dining categories.
• Marriott Bonvoy Business® American Express® Card: Ideal for business owners and frequent travelers who stay at Marriott hotels and can leverage the free night awards and elite status benefits.

Conclusion

In conclusion, both the Aeroplan® Credit Card and the Marriott Bonvoy Business® American Express® Card offer unique advantages tailored to different types of users. It is important to consider your travel habits, spending patterns, and financial goals when making a decision between these two valuable options.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”