Aeroplan® Credit Card vs The World of Hyatt Credit Card

This comparison aims to help users decide between the Aeroplan® Credit Card and The World of Hyatt Credit Card, two compelling options from Chase, each catering to different travel preferences and spending habits.

Aeroplan® Credit Card Overview

The Aeroplan® Credit Card is designed for frequent travelers who wish to earn points towards flights with Air Canada and its partners. With a focus on maximizing rewards for everyday spending, this card offers significant bonuses for grocery and dining purchases.

The World of Hyatt Credit Card Overview

The World of Hyatt Credit Card is ideal for travelers who prefer staying at Hyatt hotels. It offers generous bonus points for Hyatt stays and various travel-related purchases, along with complimentary membership status and other hotel-related benefits.

Detailed Feature Comparison

Rewards Highlights

Aeroplan® Credit Card Rewards

• Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus points after your annual fee renewal payment posts and is paid in full.
• Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly.
• Earn 1X points for each dollar spent on all other purchases.

The World of Hyatt Credit Card Rewards

• Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
• Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships.

Pros and Cons

Aeroplan® Credit Card Pros and Cons

• Pros:
• Generous welcome bonus and rewards for grocery/dining spent.
• No foreign transaction fees.
• Flexibility in redeeming points for flights.
• Additional points for spending thresholds.

• Cons:
• Limited to Air Canada and its partners for flight rewards.
• Annual fee may not justify benefits for infrequent travelers.

The World of Hyatt Credit Card Pros and Cons

• Pros:
• Complimentary Discoverist status and free night each year.
• High earning potential for Hyatt stays.
• Additional benefits for hotel guests, like tier credits.

• Cons:
• Less versatile for those who do not frequently stay at Hyatt properties.
• Annual fee might be a drawback for occasional travelers.

Who Should Consider Which Card?

The Aeroplan® Credit Card is best suited for travelers who frequently fly with Air Canada and shop at grocery stores and restaurants, while The World of Hyatt Credit Card is ideal for those who often stay at Hyatt hotels and prefer hotel-related benefits, such as free nights and elite status.

Conclusion

When choosing between the Aeroplan® Credit Card and The World of Hyatt Credit Card, consider your travel preferences, spending habits, and the benefits that align with your financial goals. Each card has unique features that cater to different types of travelers, so it's essential to assess what matters most to you.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”