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Aeroplan® Credit Card vs United Quest℠ Card
This comparison aims to help users decide between the Aeroplan® Credit Card and the United Quest℠ Card. Both cards offer unique benefits tailored to frequent travelers, but they cater to different needs and preferences. Below, we explore each card's features, rewards, pros and cons, and who might benefit from them the most.
Aeroplan® Credit Card Overview
The Aeroplan® Credit Card is designed for travelers looking to earn points for flights with Air Canada and its partners. With a relatively low annual fee, this card is ideal for those who frequently dine out or shop for groceries, as it offers higher point earnings in these categories.
United Quest℠ Card Overview
The United Quest℠ Card targets frequent flyers with United Airlines, offering a suite of travel benefits, including checked bag allowances and flight credits. While it comes with a higher annual fee, the card provides robust rewards on United purchases and additional perks that enhance the travel experience.
Detailed Feature Comparison
| Feature | Aeroplan® Credit Card | United Quest℠ Card |
|---|---|---|
| Annual Fee | $95 | $250 |
| Welcome Bonus | Earn 60,000 bonus points after spending $3,000 in the first 3 months, plus 10,000 points after annual fee renewal | Earn 60,000 bonus miles and 500 PQP after spending $4,000 in the first 3 months |
| Rewards Structure | 3X points on grocery, dining, and Air Canada purchases; 1X on other purchases | 3X miles on United purchases; 2X on travel, dining, and select streaming; 1X on other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Redeem points for flights, earn 500 bonus points for every $2,000 spent monthly | Free checked bags, priority boarding, up to $125 United purchase credit |
Rewards Highlights
Aeroplan® Credit Card Rewards:
- Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 bonus points after your annual fee renewal payment posts and is paid in full.
- Earn 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly.
- Earn 1X point for each dollar spent on all other purchases.
United Quest℠ Card Rewards:
- Earn 60,000 bonus miles and 500 PQP after you spend $4,000 on purchases in the first 3 months your account is open.
- 3X miles on United purchases.
- 2X miles on dining, select streaming services & all other travel.
- 1X mile on all other purchases.
Pros and Cons
Aeroplan® Credit Card Pros and Cons
- Pros:
- Lower annual fee
- Flexible reward redemption for international and domestic flights
- High earning potential in grocery and dining categories
- Cons:
- Limited to Air Canada and its partners for point redemption
- Less comprehensive travel perks compared to some competitors
United Quest℠ Card Pros and Cons
- Pros:
- Robust travel benefits including free checked bags and flight credits
- High earning potential on United purchases
- Flexible rewards across various travel and dining categories
- Cons:
- Higher annual fee
- Focus on United Airlines may not suit all travelers
Who Should Consider Which Card?
The Aeroplan® Credit Card is ideal for budget-conscious consumers who frequently shop at grocery stores and dine out, while also seeking to earn points for Air Canada flights. On the other hand, the United Quest℠ Card is better suited for loyal United Airlines travelers, especially those who value travel perks like free checked bags and flight credits, and are willing to pay a higher annual fee for enhanced benefits.
Conclusion
When choosing between the Aeroplan® Credit Card and the United Quest℠ Card, consider your individual travel habits, preferred airlines, and how much you are willing to spend on an annual fee. Both cards offer distinct advantages that cater to different types of travelers.