American Express® Business Gold Card vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to help users decide between the American Express® Business Gold Card and the Marriott Bonvoy Bevy® American Express® Card. By examining key features, rewards structures, and benefits, you can determine which card aligns best with your spending habits and financial goals.

Card Overviews

American Express® Business Gold Card

The American Express® Business Gold Card is designed for business owners who want to maximize rewards on their spending. With a focus on Membership Rewards® points, this card allows users to earn enhanced rewards in categories where they spend the most, making it an ideal option for dynamic business expenditures.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card is tailored for travelers and Marriott loyalists who frequently stay at Marriott properties. This card offers substantial rewards on hotel stays and dining, along with valuable benefits like free night awards and elite status credits, making it a great choice for those who prioritize travel rewards.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Bevy® American Express® Card

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

American Express® Business Gold Card

• Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
• Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
• 1X is earned for other purchases. **

Pros and Cons

American Express® Business Gold Card

• Pros:
  • High rewards potential in flexible categories.
  • Valuable welcome bonus.
  • Additional credits for business expenses.
• Cons:
  • Higher annual fee compared to some competitors.
  • Rewards can be complex to track.

Marriott Bonvoy Bevy® American Express® Card

• Pros:
  • Excellent rewards for hotel stays and dining.
  • Free Night Award after a reasonable spending threshold.
  • Complimentary Gold Elite Status enhances travel benefits.
• Cons:
  • Less versatility in rewards categories compared to other cards.
  • Lower welcome bonus compared to some business cards.

Who Should Consider Which Card?

• The American Express® Business Gold Card is ideal for business owners who frequently spend in varying categories and want to maximize their rewards in those areas.
• The Marriott Bonvoy Bevy® American Express® Card is best suited for travelers who often stay at Marriott properties and want to benefit from travel-related rewards and perks.

Conclusion

When choosing between the American Express® Business Gold Card and the Marriott Bonvoy Bevy® American Express® Card, consider your spending habits and financial goals. If you prioritize flexible rewards for business expenses, the Business Gold Card may be your best bet. However, if you often travel and stay at Marriott hotels, the Marriott Bonvoy Bevy Card offers valuable rewards and benefits tailored to your needs.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”