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American Express® Gold Card vs Delta SkyMiles® Reserve American Express Card
This comparison aims to help you decide between the American Express® Gold Card and the Delta SkyMiles® Reserve American Express Card. Both cards offer unique benefits tailored to different spending habits and travel preferences.
Card Overviews
American Express® Gold Card
The American Express® Gold Card is designed for foodies and frequent travelers who enjoy dining out and shopping at supermarkets. With generous rewards on dining and groceries, this card is perfect for individuals who prioritize earning Membership Rewards® points.
Delta SkyMiles® Reserve American Express Card
The Delta SkyMiles® Reserve American Express Card is geared towards frequent Delta travelers, offering exclusive benefits such as lounge access, companion tickets, and bonus miles. It is ideal for those who fly Delta often and value the perks that come with airline loyalty.
Detailed Feature Comparison
| Feature | American Express® Gold Card | Delta SkyMiles® Reserve American Express Card |
|---|---|---|
| Annual Fee | $325 | $650 |
| Welcome Bonus | 60,000 Membership Rewards® Points | 70,000 Bonus Miles |
| Rewards Structure | 4X on dining and supermarkets, 3X on flights | 3X on Delta purchases, 1X on others |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | Uber Cash, Dining Credits, Hotel Collection | Delta Sky Club Access, Companion Certificate |
Rewards Highlights
American Express® Gold Card Rewards
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Delta SkyMiles® Reserve American Express Card Rewards
- Earn 3X Miles on Delta purchases.
- Earn 1X Miles on all other eligible purchases.
Pros and Cons
American Express® Gold Card Pros
- High rewards rate on dining and supermarkets.
- Valuable welcome bonus.
- Various statement credits for dining and rideshare.
- No foreign transaction fees.
American Express® Gold Card Cons
- Higher annual fee compared to some other cards.
- Not focused on travel benefits.
Delta SkyMiles® Reserve American Express Card Pros
- Excellent perks for Delta travelers, including lounge access.
- Companion certificate offers great travel value.
- Bonus miles on Delta purchases.
- No foreign transaction fees.
Delta SkyMiles® Reserve American Express Card Cons
- Higher annual fee.
- Rewards limited mainly to Delta purchases.
Who Should Consider Which Card?
The American Express® Gold Card is ideal for individuals who dine out frequently and wish to maximize their rewards on everyday purchases, particularly for food and groceries. On the other hand, the Delta SkyMiles® Reserve American Express Card suits those who prioritize air travel with Delta and can take advantage of its travel-focused benefits.
Conclusion
Ultimately, the choice between the American Express® Gold Card and the Delta SkyMiles® Reserve American Express Card depends on your lifestyle, spending habits, and travel preferences. Consider how you prioritize dining rewards versus airline perks to make an informed decision.