Blue Cash Everyday® Card from American Express vs Ink Business Premier® Credit Card

This comparison aims to help users decide between the Blue Cash Everyday® Card from American Express and the Ink Business Premier® Credit Card. We will explore their features, rewards, pros and cons, and which card might be best suited for different types of users.

Card Overviews

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday® Card is designed for everyday consumers who want to earn cash back on common purchases without an annual fee. It provides a straightforward rewards structure for groceries, gas, and online shopping.

Ink Business Premier® Credit Card

The Ink Business Premier® Credit Card is tailored for business owners looking to maximize their cash back on larger purchases. It offers extensive travel benefits and higher cash back rates on significant business expenditures.

Detailed Feature Comparison

Rewards Highlights

Blue Cash Everyday® Card from American Express

• 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
• 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
• 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
• 1% Cash Back on other purchases.

Ink Business Premier® Credit Card

• Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
• Unlimited 5% total cash back on travel purchased through Chase Travel℠.
• Unlimited 2.5% total cash back on purchases of $5,000 or more.
• Unlimited 2% cash back on all other business purchases.

Pros and Cons

Blue Cash Everyday® Card from American Express

• Pros:
• No annual fee.
• Strong cash back on common purchases.
• Attractive welcome bonus.
• Flexible cash back redemption options.
• Benefits for everyday consumers.

• Cons:
• Foreign transaction fees apply.
• Lower cash back on purchases after the cap is reached.

Ink Business Premier® Credit Card

• Pros:
• High cash back on larger purchases.
• No foreign transaction fees.
• Robust travel benefits.
• Employee cards at no additional cost.
• Flexibility in payment options for businesses.

• Cons:
• Annual fee of $195.
• Higher spending required to earn bonus cash back.

Who Should Consider Which Card?

The Blue Cash Everyday® Card from American Express is ideal for everyday consumers who spend heavily on groceries, gas, and online shopping and prefer a no-annual-fee card with straightforward cash back rewards.

The Ink Business Premier® Credit Card is best suited for business owners who make significant purchases and travel frequently. Its higher cash back rates and travel benefits make it a valuable tool for managing business expenses.

Conclusion

When deciding between the Blue Cash Everyday® Card from American Express and the Ink Business Premier® Credit Card, consider your individual spending patterns and financial goals. Each card offers unique benefits tailored to different users, making it essential to choose the one that aligns best with your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”