Blue Cash Everyday® Card from American Express vs United Quest℠ Card

Introduction

This comparison aims to provide an informative overview of the Blue Cash Everyday® Card from American Express and the United Quest℠ Card. By highlighting the key features, benefits, and potential drawbacks of each card, we hope to assist you in making an informed decision based on your spending habits and financial goals.

Card Overviews

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday® Card is designed for everyday spenders who want to earn cash back on common purchases. With no annual fee and lucrative cash back offers at supermarkets, gas stations, and online retailers, this card is a solid choice for families and frequent shoppers.

United Quest℠ Card

The United Quest℠ Card is aimed at travelers who frequently fly with United Airlines. With a higher annual fee, it offers significant rewards in the form of miles, travel perks such as free checked bags and priority boarding, and a generous welcome bonus, making it ideal for those looking to maximize their travel rewards.

Detailed Feature Comparison

Rewards Highlights

United Quest℠ Card

• Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
• 3x miles on United® purchases.
• 2x miles on dining, select streaming services & all other travel.
• 1x mile on all other purchases.

Blue Cash Everyday® Card from American Express

• 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
• 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
• 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
• 1% Cash Back on other purchases.

Pros and Cons

Blue Cash Everyday® Card from American Express

• Pros:
• No annual fee
• High cash back potential on everyday spending
• Versatile redemption options
• Welcome bonus available

• Cons:
• Lower rewards rate after spending limits are reached
• Not ideal for travelers seeking flight benefits

United Quest℠ Card

• Pros:
• Generous welcome bonus
• Earn miles on travel-related expenses
• Valuable travel perks like free checked bags
• No foreign transaction fees

• Cons:
• High annual fee
• Rewards primarily benefit frequent United flyers

Who Should Consider Which Card?

The Blue Cash Everyday® Card from American Express is best suited for individuals or families who spend significantly on groceries, gas, and online shopping, and prefer cash back rewards without the burden of an annual fee. Conversely, the United Quest℠ Card is ideal for frequent travelers, especially those who fly with United Airlines often, as it provides substantial travel benefits and rewards that can enhance their travel experience.

Conclusion

In conclusion, both the Blue Cash Everyday® Card from American Express and the United Quest℠ Card cater to different spending needs and goals. It's essential to assess your personal financial habits and priorities to determine which card aligns best with your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”