Blue Cash Preferred® Card from American Express vs Delta SkyMiles® Blue American Express Card

This comparison aims to help users decide between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Blue American Express Card. By evaluating key features and benefits, you can determine which card aligns better with your spending habits and financial goals.

Card Overviews

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is designed for consumers who frequently shop at U.S. supermarkets and utilize streaming services. With a robust cash back rewards structure, it offers significant benefits on everyday purchases and a generous welcome bonus.

Delta SkyMiles® Blue American Express Card

The Delta SkyMiles® Blue American Express Card is tailored for travelers, especially those who frequently fly with Delta Airlines. This card provides opportunities to earn miles on restaurant spending and Delta purchases, along with valuable in-flight savings and travel perks.

Detailed Feature Comparison

Rewards Highlights

Blue Cash Preferred® Card from American Express Rewards

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses, and more.
• 3% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.

Delta SkyMiles® Blue American Express Card Rewards

• Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
• Earn 2X Miles per dollar spent on Delta purchases.
• Earn 1X Mile on all other eligible purchases.

Pros and Cons

Blue Cash Preferred® Card from American Express

• Pros:
  • High cash back rewards on groceries and streaming services.
  • Attractive welcome bonus.
  • Disney Bundle credit.
• Cons:
  • $95 annual fee after the first year.
  • Foreign transaction fees apply.

Delta SkyMiles® Blue American Express Card

• Pros:
  • No annual fee.
  • Bonus miles for Delta purchases and restaurants.
  • No foreign transaction fees.
• Cons:
  • Lower rewards on non-travel or non-restaurant purchases.
  • Less cash back compared to Blue Cash Preferred.

Who Should Consider Which Card?

The Blue Cash Preferred® Card from American Express is ideal for families or individuals who spend heavily on groceries and streaming services, maximizing their cash back potential. In contrast, the Delta SkyMiles® Blue American Express Card is well-suited for frequent travelers, especially those who fly with Delta Airlines and want to earn miles on dining and travel purchases.

Conclusion

When choosing between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Blue American Express Card, consider your spending habits and financial goals. Evaluate the rewards categories that align with your lifestyle to make an informed decision that best suits your needs.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”