Blue Cash Preferred® Card from American Express vs Delta SkyMiles® Gold American Express Card

This comparison aims to assist you in deciding between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Gold American Express Card. Both cards offer unique features and benefits tailored to different spending habits and financial goals.

Card Overviews

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is designed for consumers who frequently shop at supermarkets and utilize streaming services. It offers generous cash back rewards on everyday purchases, making it ideal for families and individuals looking to maximize their cash back on daily expenses.

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card caters to frequent travelers, especially those who fly with Delta Airlines. This card provides rewards in the form of miles, discounts on flights, and travel-related perks, making it perfect for individuals who prioritize travel benefits and rewards.

Detailed Feature Comparison

Rewards Highlights

Delta SkyMiles® Gold American Express Card Rewards

• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
• Earn 1X Mile on all other eligible purchases.

Blue Cash Preferred® Card from American Express Rewards

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
• 3% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.

Pros and Cons

Blue Cash Preferred® Card from American Express

• Pros:
  • High cash back rates on supermarkets and streaming services.
  • Significant welcome bonus.
  • Disney Bundle credit enhances value for entertainment subscribers.
• Cons:
  • Annual fee applies after the first year.
  • Foreign transaction fees can add up for travelers.

Delta SkyMiles® Gold American Express Card

• Pros:
  • Generous welcome bonus in miles.
  • No foreign transaction fees.
  • Travel perks such as free checked bags and priority boarding.
• Cons:
  • Higher annual fee after the first year.
  • Rewards primarily benefit Delta travelers.

Who Should Consider Which Card?

The Blue Cash Preferred® Card from American Express is ideal for individuals or families who frequently shop at supermarkets and utilize streaming services, providing cash back that can significantly offset those costs.

On the other hand, the Delta SkyMiles® Gold American Express Card is best suited for those who travel frequently with Delta Airlines or value travel-related benefits, such as free checked bags and priority boarding.

Conclusion

Ultimately, the choice between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Gold American Express Card depends on your individual needs and spending patterns. Consider how often you shop for groceries or travel, and choose the card that aligns best with your lifestyle and financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”