Blue Cash Preferred® Card from American Express vs Delta SkyMiles® Platinum Business American Express Card

This comparison aims to assist users in deciding between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Platinum Business American Express Card. We will look at their features, rewards, pros and cons, and who might benefit the most from each card.

Card Overviews

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is designed for individuals who frequently shop at supermarkets, dine out, and utilize streaming services. It offers a generous cashback rewards structure, making it ideal for everyday spending.

Delta SkyMiles® Platinum Business American Express Card

The Delta SkyMiles® Platinum Business American Express Card is tailored for business owners and frequent travelers who prefer to earn travel rewards. It provides valuable benefits for Delta flyers, including bonus miles and travel perks.

Detailed Feature Comparison

Rewards Highlights

Blue Cash Preferred® Card from American Express

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
• 3% Cash Back at U.S. gas stations.
• 1% Cash Back on other purchases.

Delta SkyMiles® Platinum Business American Express Card

• Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.

Pros and Cons

Blue Cash Preferred® Card from American Express

• Pros:
  • High cashback rates at supermarkets and streaming services.
  • Low annual fee for the first year.
  • Flexible redemption options.
• Cons:
  • Annual fee after the first year.
  • Rewards are not travel-focused.

Delta SkyMiles® Platinum Business American Express Card

• Pros:
  • Generous welcome bonus in miles.
  • Travel-related perks and discounts.
  • Companion certificate adds value for travelers.
• Cons:
  • Higher annual fee.
  • Rewards may be less valuable for non-Delta flyers.

Who Should Consider Which Card?

The Blue Cash Preferred® Card from American Express is best suited for individuals who spend heavily on groceries, streaming services, and gas. It's ideal for families or individuals looking to maximize cashback on everyday purchases.

On the other hand, the Delta SkyMiles® Platinum Business American Express Card is more appropriate for frequent travelers, especially those who often fly with Delta and want to earn travel rewards while enjoying additional travel benefits and flexibility.

Conclusion

Choosing between the Blue Cash Preferred® Card from American Express and the Delta SkyMiles® Platinum Business American Express Card ultimately depends on your individual needs and spending habits. Consider what categories you spend the most in and whether you value cashback or travel rewards more, as this will guide you towards the card that aligns best with your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”