Blue Cash Preferred® Card from American Express vs Marriott Bonvoy Business® American Express® Card

This comparison aims to help users decide between the Blue Cash Preferred® Card from American Express and the Marriott Bonvoy Business® American Express® Card by outlining their key features, rewards, and benefits.

Card Overviews

Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is designed for cash back enthusiasts, particularly those who frequently shop at U.S. supermarkets and use streaming services. With a robust rewards structure, this card offers significant cash back on everyday purchases.

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is tailored for frequent travelers and Marriott loyalists who enjoy earning points for hotel stays and travel-related expenses. This card provides excellent rewards for hotel bookings and dining, making it a great choice for business travelers.

Detailed Feature Comparison

Rewards Highlights

Blue Cash Preferred® Card from American Express Rewards

• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
• 6% Cash Back on select U.S. streaming subscriptions
• 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses, and more
• 3% Cash Back at U.S. gas stations
• 1% Cash Back on other purchases

Marriott Bonvoy Business® American Express® Card Rewards

• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping
• 2x points on all other eligible purchases

Pros and Cons

Blue Cash Preferred® Card from American Express Pros

• High cash back rates on groceries and streaming services
• Generous welcome bonus
• No foreign transaction fees
• Flexible cash back redemption options

Blue Cash Preferred® Card from American Express Cons

• Annual fee after the first year
• Cash back rewards may be less beneficial for non-grocery spenders

Marriott Bonvoy Business® American Express® Card Pros

• Excellent rewards for hotel stays and dining
• Free night awards can provide significant value
• Complimentary Marriott Bonvoy Gold Elite Status
• No foreign transaction fees

Marriott Bonvoy Business® American Express® Card Cons

• Higher annual fee compared to some other cards
• Rewards are specifically tied to Marriott stays

Who Should Consider Which Card?

• The Blue Cash Preferred® Card from American Express is ideal for individuals who frequently shop at supermarkets and subscribe to streaming services, looking to maximize cash back on everyday purchases.
• The Marriott Bonvoy Business® American Express® Card is best suited for business travelers and Marriott loyalists who want to earn points for hotel stays and enjoy travel-related benefits.

Conclusion

When choosing between the Blue Cash Preferred® Card from American Express and the Marriott Bonvoy Business® American Express® Card, it's important to consider your individual needs and spending patterns. Analyze your spending habits, travel frequency, and whether you prefer cash back or travel rewards to make the best decision for your financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”