British Airways Visa Signature® Card vs Delta SkyMiles® Gold American Express Card

This comparison aims to assist users in deciding between the British Airways Visa Signature® Card and the Delta SkyMiles® Gold American Express Card. Both cards cater to travelers but offer distinct benefits and features tailored to different preferences and spending habits.

Card Overviews

British Airways Visa Signature® Card

This card is designed for frequent travelers who prefer flying with British Airways and its partner airlines. It offers generous rewards on purchases and valuable travel benefits, making it an attractive option for those who travel internationally.

Delta SkyMiles® Gold American Express Card

The Delta SkyMiles® Gold American Express Card is ideal for travelers who frequently fly with Delta Airlines. It provides a variety of perks, including bonus miles, discounts on flights, and additional benefits that enhance the travel experience, especially for loyal Delta customers.

Detailed Feature Comparison

Rewards Highlights

British Airways Visa Signature® Card

• Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
• Earn 3 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL.
• Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.

Delta SkyMiles® Gold American Express Card

• Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.
• Earn 1X Mile on all other eligible purchases.

Pros and Cons

British Airways Visa Signature® Card

• Pros:
  • Generous Avios welcome bonus.
  • Valuable rewards on purchases with partner airlines.
  • 10% off flights and Travel Together Ticket benefits.
  • No foreign transaction fees.
• Cons:
  • Annual fee applies from the start.
  • Spending requirement for the welcome bonus is relatively high.

Delta SkyMiles® Gold American Express Card

• Pros:
  • $0 introductory annual fee for the first year.
  • Free first checked bag on Delta flights.
  • Discounts on Delta flights and in-flight purchases.
  • No foreign transaction fees.
• Cons:
  • $150 annual fee after the first year.
  • Lower welcome bonus compared to competitors.

Who Should Consider Which Card?

The British Airways Visa Signature® Card is best suited for travelers who frequently fly with British Airways or its partners and value the Avios rewards structure. It's ideal for those who can meet the spending requirement for the welcome bonus and appreciate the additional travel benefits.

The Delta SkyMiles® Gold American Express Card is perfect for Delta loyalists and casual travelers who want to earn miles on everyday purchases without a hefty annual fee in the first year. The card offers useful travel perks that enhance the flying experience with Delta.

Conclusion

When deciding between the British Airways Visa Signature® Card and the Delta SkyMiles® Gold American Express Card, consider your travel habits, preferred airlines, and how you intend to use the rewards. Each card offers unique advantages that can align with various travel preferences and financial goals.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”