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Capital One Quicksilver Cash Rewards Credit Card
IHG One Rewards Premier Business Credit Card

Capital One Quicksilver Cash Rewards Credit Card vs IHG One Rewards Premier Business Credit Card

This comparison aims to assist users in deciding between the Capital One Quicksilver Cash Rewards Credit Card and the IHG One Rewards Premier Business Credit Card. Both cards offer distinct features tailored to different spending habits and reward preferences.

Card Overviews

Capital One Quicksilver Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card is designed for users seeking straightforward cash back rewards without the hassle of rotating categories. With no annual fee and a generous cash rewards structure, it appeals to everyday spenders who prefer simplicity.

IHG One Rewards Premier Business Credit Card

The IHG One Rewards Premier Business Credit Card targets frequent travelers, especially those who often stay at IHG hotels. It offers a range of travel-related benefits, including bonus points on hotel stays and a free night each year, making it ideal for business travelers and hotel loyalty program enthusiasts.

Detailed Feature Comparison

Feature Capital One Quicksilver Cash Rewards Credit Card IHG One Rewards Premier Business Credit Card
Annual Fee $0 $99
Welcome Bonus Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening Earn up to 200,000 Bonus Points (140,000 after $4,000 spent in 3 months; 60,000 after $9,000 spent in 6 months)
Rewards Structure Unlimited 1.5% cash back on every purchase; 5% on hotels and rental cars booked through Capital One Travel Up to 26 points per $1 spent at IHG Hotels; 5 points on travel, gas, select advertising, and restaurants; 3 points on all other purchases
Foreign Transaction Fee $0 $0
Other Fees No annual fee; balance transfer fee applies $99 annual fee
Additional Benefits No expiration on cash back; no rotating categories Anniversary Free Night; Global Entry/TSA PreCheck credit; Automatic Platinum Elite status

Rewards Highlights

Capital One Quicksilver Cash Rewards Credit Card

  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.
  • Earn unlimited 1.5% cash back on every purchase, every day.

IHG One Rewards Premier Business Credit Card

  • Our Best Points Offer Ever! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants.
  • Earn 3 points per $1 spent on all other purchases.

Pros and Cons

Capital One Quicksilver Cash Rewards Credit Card

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”