Capital One Quicksilver Secured Cash Rewards Credit Card vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to assist users in deciding between the Capital One Quicksilver Secured Cash Rewards Credit Card and the Marriott Bonvoy Bevy® American Express® Card. Each card has unique features that cater to different financial goals and spending habits.

Card Overviews

Capital One Quicksilver Secured Cash Rewards Credit Card

• No annual or hidden fees with unlimited 1.5% cash back on every purchase.
• Designed for individuals looking to build or improve their credit with responsible use.
• Offers a refundable security deposit to secure a credit line.

Marriott Bonvoy Bevy® American Express® Card

• $250 annual fee with a focus on travel rewards, especially for Marriott loyalists.
• Provides extensive points earning potential for hotel stays and dining.
• Offers complimentary Marriott Bonvoy Gold Elite Status and additional benefits for travelers.

Detailed Feature Comparison

Rewards Highlights

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

Pros and Cons

Capital One Quicksilver Secured Cash Rewards Credit Card

• Pros:
• No annual fee
• 1.5% cash back on all purchases
• Opportunity to build credit
• Fraud liability protection
• Potential to regain security deposit
• Cons:
• Limited rewards structure compared to travel-focused cards
• Requires a security deposit

Marriott Bonvoy Bevy® American Express® Card

• Pros:
• Generous welcome bonus points
• High rewards rates for hotel stays
• Additional travel benefits and status
• Free night award opportunity
• Cons:
• High annual fee
• More beneficial for frequent travelers

Who Should Consider Which Card?

• The Capital One Quicksilver Secured Cash Rewards Credit Card is ideal for individuals looking to build or improve their credit while earning cash back on everyday purchases.
• The Marriott Bonvoy Bevy® American Express® Card is best suited for travelers and Marriott loyalists who can take full advantage of the travel rewards and benefits.

Conclusion

Consider your individual needs and spending patterns when choosing between these two cards. The Capital One Quicksilver Secured Cash Rewards Credit Card appeals to those focusing on credit building and cash back, while the Marriott Bonvoy Bevy® American Express® Card offers robust travel rewards for frequent travelers.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”