Capital One Savor Cash Rewards Credit Card vs Marriott Bonvoy Business® American Express® Card

This comparison aims to help you decide between the Capital One Savor Cash Rewards Credit Card and the Marriott Bonvoy Business® American Express® Card. Both cards offer unique benefits and rewards tailored to different spending habits and lifestyles.

Card Overviews

Capital One Savor Cash Rewards Credit Card

The Capital One Savor Cash Rewards Credit Card is designed for those who enjoy dining out and entertainment. With no annual fee, it offers a generous cash back program on various spending categories, making it ideal for foodies and entertainment enthusiasts.

Marriott Bonvoy Business® American Express® Card

The Marriott Bonvoy Business® American Express® Card is tailored for frequent travelers, particularly those who stay at Marriott hotels. With a modest annual fee, it provides ample rewards for hotel stays and offers additional perks like free night awards and elite status.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Business® American Express® Card

• 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
• 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
• 2x points on all other eligible purchases.

Capital One Savor Cash Rewards Credit Card

• 8% Cash Back on Capital One Entertainment purchases.
• 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply).
• 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment, and popular streaming services.
• 1% Cash Back on all other purchases.

Pros and Cons

Capital One Savor Cash Rewards Credit Card

• Pros:
  • No annual fee
  • High cash back on dining and entertainment
  • No foreign transaction fees
  • Unlimited cash back with no expiration
• Cons:
  • Cash back is less valuable for travelers
  • High spending required for bonus cash

Marriott Bonvoy Business® American Express® Card

• Pros:
  • Generous welcome offer with free night awards
  • High rewards on Marriott purchases
  • Complimentary Gold Elite Status
  • Annual free night after renewal
• Cons:
  • Annual fee of $125
  • Spending requirement for welcome bonus is high

Who Should Consider Which Card?

• Capital One Savor Cash Rewards Credit Card: Ideal for those who frequently dine out, enjoy entertainment, and prefer cash back rewards without an annual fee.
• Marriott Bonvoy Business® American Express® Card: Best suited for travelers who often stay at Marriott hotels and want to maximize hotel rewards, receive free nights, and enjoy elite status perks.

Conclusion

Ultimately, the choice between the Capital One Savor Cash Rewards Credit Card and the Marriott Bonvoy Business® American Express® Card depends on your individual spending patterns and financial goals. Consider your lifestyle and preferences to determine which card will provide you with the most value.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”