Search Credit Card Offers
Capital One SavorOne Cash Rewards for Good Credit vs The New United℠ Explorer Card
This comparison aims to help users decide between the Capital One SavorOne Cash Rewards for Good Credit and The New United℠ Explorer Card. Each card offers unique features tailored to different spending habits and financial goals.
Card Overviews
Capital One SavorOne Cash Rewards for Good Credit
The Capital One SavorOne Cash Rewards for Good Credit is designed for users who frequently dine out, shop at grocery stores, and enjoy entertainment. With no annual fee and a robust cash back rewards structure, this card caters to those looking to maximize their everyday spending.
The New United℠ Explorer Card
The New United℠ Explorer Card is ideal for travelers, especially those who frequently fly with United Airlines. It offers significant travel perks, including bonus miles and benefits like priority boarding and free checked bags, making it a great option for frequent flyers.
Detailed Feature Comparison
| Feature | Capital One SavorOne Cash Rewards for Good Credit | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | $0 | $0 Intro Annual fee for the First Year, then $150 |
| Welcome Bonus | N/A | Earn 80,000 bonus miles after you spend $3,000 in the first 3 months |
| Rewards Structure | 3% cash back at grocery stores, dining, entertainment, and popular streaming services; 1% on all other purchases | 2x miles on United® purchases, dining, and hotel stays booked with the hotel; 1x mile on all other purchases |
| Foreign Transaction Fee | $0 | $0 |
| Other Fees | No additional fees | $150 after the first year |
| Additional Benefits | Unlimited cash back, no expiration on rewards | Priority boarding, free first checked bag, Global Entry/TSA PreCheck fee credit |
Rewards Highlights
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
Pros and Cons
Capital One SavorOne Cash Rewards for Good Credit
- Pros:
- No annual fee
- Unlimited cash back rewards
- No foreign transaction fees
- Cons:
- No substantial travel benefits
- Lower rewards on non-bonus categories
The New United℠ Explorer Card
- Pros:
- Generous welcome bonus
- Travel-related perks such as priority boarding and free checked bags
- Rewards for travel and dining
- Cons:
- Annual fee after the first year
- Best for those who frequently travel with United Airlines
Who Should Consider Which Card?
- Capital One SavorOne Cash Rewards for Good Credit: Ideal for individuals who spend significantly on dining, entertainment, and groceries, and prefer cash back rewards without an annual fee.
- The New United℠ Explorer Card: Best suited for frequent travelers, especially those who fly with United Airlines and can take advantage of travel perks and bonuses.
Conclusion
Both the Capital One SavorOne Cash Rewards for Good Credit and The New United℠ Explorer Card offer valuable features tailored to different spending habits. Consider your individual needs and spending patterns to choose the card that best aligns with your financial goals.