Search Credit Card Offers
Comparison of Capital One SavorOne Cash Rewards for Good Credit vs The World of Hyatt Credit Card
This comparison aims to help potential cardholders decide between the Capital One SavorOne Cash Rewards for Good Credit and the The World of Hyatt Credit Card. Each card offers unique features tailored to different spending habits and preferences.
Card Overviews
Capital One SavorOne Cash Rewards for Good Credit
The Capital One SavorOne Cash Rewards for Good Credit is designed for individuals who enjoy dining out, entertainment, and grocery shopping. With no annual fee and a generous rewards structure, it provides a straightforward way to earn cash back on everyday purchases.
The World of Hyatt Credit Card
The World of Hyatt Credit Card targets frequent travelers and Hyatt loyalty members. With a moderate annual fee, this card offers significant rewards for Hyatt stays and provides perks such as complimentary hotel status and free night awards, making it ideal for those who prioritize travel and hotel stays.
Detailed Feature Comparison
| Feature | Capital One SavorOne Cash Rewards for Good Credit | The World of Hyatt Credit Card |
|---|---|---|
| Annual Fee | $0 | $95 |
| Welcome Bonus | N/A | Up to 60,000 Bonus Points |
| Rewards Structure | Unlimited 3% cash back at grocery stores, dining, entertainment, and streaming services; 8% on Capital One Entertainment; 5% on hotels and rental cars booked via Capital One Travel | Up to 9 points total for Hyatt stays, 2 Bonus Points per $1 spent at restaurants, on airline tickets, local transit, and gym memberships |
| Foreign Transaction Fee | $0 | $0 |
| Other Fees | No additional fees | N/A |
| Additional Benefits | $0 Fraud Liability | Free night each year, complimentary Discoverist status, tier qualifying night credits |
Rewards Highlights
- Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
Pros and Cons
Capital One SavorOne Cash Rewards for Good Credit
- Pros: No annual fee, high cash back rates on dining and entertainment, no foreign transaction fees, straightforward rewards structure.
- Cons: Limited to cash back; no travel perks or hotel rewards.
The World of Hyatt Credit Card
- Pros: Valuable travel rewards, complimentary hotel status, annual free night, ideal for Hyatt loyalists.
- Cons: $95 annual fee, rewards primarily focused on Hyatt-related expenses.
Who Should Consider Which Card?
- The Capital One SavorOne Cash Rewards for Good Credit is best suited for those who frequently dine out, enjoy entertainment, and prefer a simple cash back rewards program without an annual fee.
- The World of Hyatt Credit Card is ideal for travelers who are loyal to Hyatt, appreciate hotel rewards, and can take advantage of travel-related benefits, making the annual fee worthwhile.
Conclusion
When choosing between the Capital One SavorOne Cash Rewards for Good Credit and The World of Hyatt Credit Card, it's essential to consider your individual needs and spending patterns. Whether you prioritize cash back on everyday expenses or travel rewards for hotel stays, both cards offer compelling benefits tailored to different lifestyles.