Capital One Spark Cash Plus vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to assist potential users in deciding between the Capital One Spark Cash Plus and the Marriott Bonvoy Bevy® American Express® Card. Each card offers unique features tailored to different spending habits and preferences.

Card Overviews

Capital One Spark Cash Plus

The Capital One Spark Cash Plus is designed for businesses that aim to maximize cash back on their spending. With unlimited cash back on every purchase and no preset spending limit, it offers flexibility for higher spending needs.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card caters to frequent travelers, especially those who prefer Marriott hotels. It offers significant rewards on hotel stays, dining, and supermarkets, alongside exclusive benefits for Marriott Bonvoy members.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Bevy® American Express® Card Rewards

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

Capital One Spark Cash Plus Rewards

• $2,000 cash back once you spend $30,000 in the first 3 months. Earn an additional $2,000 cash bonus for every $500K spent during the first year.
• 2% cash back on every purchase.
• 5% cash back on hotels and rental cars booked through Capital One's travel booking site.

Pros and Cons

Capital One Spark Cash Plus Pros and Cons

• Pros:
  • Unlimited 2% cash back on all purchases.
  • No preset spending limit.
  • Free employee cards.
  • Annual fee can be refunded with sufficient spending.
• Cons:
  • High spending requirement for welcome bonus.
  • Annual fee may be higher than some competitors.

Marriott Bonvoy Bevy® American Express® Card Pros and Cons

• Pros:
  • Generous welcome bonus in Marriott points.
  • High rewards rate for Marriott stays and dining.
  • Complimentary Gold Elite Status and other travel benefits.
• Cons:
  • Higher annual fee compared to some other rewards cards.
  • Rewards may be less valuable if not a frequent Marriott user.

Who Should Consider Which Card?

The Capital One Spark Cash Plus is ideal for businesses or individuals who prioritize cash back on all purchases and want flexibility with spending limits. It's best for those who spend significantly across various categories.

The Marriott Bonvoy Bevy® American Express® Card is tailored for travelers who frequently stay at Marriott properties and wish to earn maximum points for hotel stays and dining. It's suitable for users looking to leverage travel rewards for future stays and experiences.

Conclusion

Both the Capital One Spark Cash Plus and the Marriott Bonvoy Bevy® American Express® Card offer unique benefits tailored to different users. Consider your individual spending habits, travel preferences, and financial goals when making your decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”