Capital One Spark Miles for Business vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to help you decide between the Capital One Spark Miles for Business and the Marriott Bonvoy Bevy® American Express® Card. Both cards offer unique benefits tailored to different spending habits and preferences.

Card Overviews

Capital One Spark Miles for Business

The Capital One Spark Miles for Business is designed for business owners who want to maximize their travel rewards without the hassle of category restrictions. With an attractive rewards structure and valuable travel perks, this card is suitable for entrepreneurs looking to earn miles on everyday business expenses.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card is ideal for frequent travelers who often stay at Marriott properties. This card provides rich rewards on hotel stays and dining, along with exclusive perks that enhance the travel experience for Marriott loyalists.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Bevy® American Express® Card Rewards

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

Capital One Spark Miles for Business Rewards

• 2 miles per $1 on every purchase, everywhere.
• 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One's travel booking site.

Pros and Cons

Capital One Spark Miles for Business

• Pros:
  • No foreign transaction fees.
  • Unlimited 2X miles on all purchases.
  • Flexible redemption options for travel expenses.
• Cons:
  • Annual fee applies after the first year.
  • Lower welcome bonus compared to Marriott card.

Marriott Bonvoy Bevy® American Express® Card

• Pros:
  • Generous welcome bonus of Marriott Bonvoy® points.
  • High rewards rate on Marriott purchases.
  • Complimentary Gold Elite Status with added travel benefits.
• Cons:
  • Higher annual fee compared to the Capital One card.
  • More restrictive rewards on hotel stays.

Who Should Consider Which Card?

The Capital One Spark Miles for Business is ideal for business owners who prefer simplicity and flexibility in earning and redeeming travel rewards. It is great for those who want to earn miles on all purchases without worrying about categories.

The Marriott Bonvoy Bevy® American Express® Card is perfect for frequent travelers who stay at Marriott hotels and want to maximize their rewards through hotel stays and dining. This card is best suited for those who can take advantage of its travel perks and higher rewards in specific categories.

Conclusion

Ultimately, the choice between the Capital One Spark Miles for Business and the Marriott Bonvoy Bevy® American Express® Card depends on your individual needs and spending patterns. Consider where you spend the most and what benefits are most important to you when making your decision.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”