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Capital One Spark Miles for Business vs The New United℠ Explorer Card
This comparison aims to help you decide between the Capital One Spark Miles for Business and The New United℠ Explorer Card. Both cards offer unique features that cater to different spending habits and travel preferences.
Card Overviews
Capital One Spark Miles for Business
The Capital One Spark Miles for Business is designed for business owners who want to earn travel rewards on every purchase. It offers a strong earning potential with no foreign transaction fees and valuable travel benefits.
The New United℠ Explorer Card
The The New United℠ Explorer Card is tailored for frequent travelers with United Airlines. This card includes airline-specific perks, making it ideal for United loyalists looking to maximize their travel rewards.
Detailed Feature Comparison
| Feature | Capital One Spark Miles for Business | The New United℠ Explorer Card |
|---|---|---|
| Annual Fee | $0 intro for first year; $95 after that | $0 Intro Annual fee for the First Year, then $150 |
| Welcome Bonus | 50,000 miles after $4,500 in first 3 months | 80,000 bonus miles after $3,000 in first 3 months |
| Rewards Structure | 2X miles on every purchase; 5X on travel booked through Capital One | 2X miles on United purchases, dining, and hotel stays |
| Foreign Transaction Fee | None | None |
| Other Fees | None listed | None listed |
| Additional Benefits | Free employee cards; $120 credit for Global Entry/TSA PreCheck | Priority boarding; 2 United Club passes per year |
Rewards Highlights
Capital One Spark Miles for Business
- 2 miles per $1 on every purchase, everywhere
- 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One's travel booking site
The New United℠ Explorer Card
- Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- 2x miles on United® purchases, dining, and hotel stays when booked with the hotel.
- 1x mile on all other purchases.
Pros and Cons
Capital One Spark Miles for Business
- Pros:
- No foreign transaction fees
- Free employee cards
- Flexible redemption options
- Significant bonus miles
- Cons:
- Annual fee applies after the first year
- Higher spending requirement for the bonus
- Pros:
- Strong bonus miles offer
- Travel perks with United Airlines
- Priority boarding and free checked bags
- Cons:
- Higher annual fee after the first year
- Rewards mostly tied to United purchases
- The Capital One Spark Miles for Business is ideal for business owners who want a straightforward rewards structure with flexibility in redeeming miles for various travel expenses.
- The The New United℠ Explorer Card is perfect for frequent United Airlines travelers who will benefit from airline-specific perks and rewards.
The New United℠ Explorer Card
Who Should Consider Which Card?
Conclusion
Both the Capital One Spark Miles for Business and The New United℠ Explorer Card offer excellent benefits tailored to different audiences. Consider your individual needs and spending patterns to choose the card that best aligns with your travel goals.