Search Credit Card Offers
Capital One Venture Rewards Credit Card vs Capital One VentureOne Rewards Credit Card
This comparison aims to help users choose between the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card. Both cards offer unique benefits and features tailored to different spending habits and travel preferences.
Card Overviews
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is designed for frequent travelers who want to maximize their rewards on every purchase. With an annual fee of $95, cardholders can earn generous bonuses and enjoy premium travel benefits.
Capital One VentureOne Rewards Credit Card
The Capital One VentureOne Rewards Credit Card is ideal for those seeking a no-annual-fee option while still earning rewards on their purchases. This card is perfect for casual travelers who want to earn miles without the commitment of an annual fee.
Detailed Feature Comparison
| Feature | Capital One Venture Rewards Credit Card | Capital One VentureOne Rewards Credit Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Welcome Bonus | 75,000 miles after spending $4,000 in the first 3 months | 20,000 miles after spending $500 in the first 3 months |
| Rewards Structure | 2X miles on every purchase, 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel | 1.25X miles on every purchase, 5X miles on hotels and rental cars booked through Capital One Travel |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | 0% intro APR on purchases and balance transfers for 15 months; balance transfer fee applies |
| Additional Benefits | $250 travel credit, Global Entry/TSA PreCheck® credit, transfer miles to travel loyalty programs | Transfer miles to travel loyalty programs |
Rewards Highlights
Capital One Venture Rewards Credit Card
- 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2 Miles per dollar on every purchase, every day
Capital One VentureOne Rewards Credit Card
- 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
- 1.25 Miles per dollar on every purchase, every day
Pros and Cons
Capital One Venture Rewards Credit Card
- Pros:
- Generous welcome bonus
- Higher rewards rate on everyday purchases
- Multiple travel benefits including travel credits
- Cons:
- Annual fee of $95
- Higher spending requirement for the welcome bonus
Capital One VentureOne Rewards Credit Card
- Pros:
- No annual fee
- Lower spending requirement for the welcome bonus
- Cons:
- Lower rewards rate on everyday purchases
- Fewer premium travel benefits
Who Should Consider Which Card?
- Capital One Venture Rewards Credit Card: Ideal for frequent travelers who want to earn more rewards on a variety of purchases and take advantage of premium travel benefits.
- Capital One VentureOne Rewards Credit Card: Best for casual travelers or those who prefer a no-annual-fee option while still earning rewards on their spending.
Conclusion
When deciding between the Capital One Venture Rewards Credit Card and the Capital One VentureOne Rewards Credit Card, consider your individual needs and spending patterns. Evaluate how often you travel, your budget for annual fees, and what type of rewards you value most to make the best choice for your financial goals.