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Comparison of Capital One Venture Rewards Credit Card vs Marriott Bonvoy Bold® Credit Card
This comparison aims to help users decide between the Capital One Venture Rewards Credit Card and the Marriott Bonvoy Bold® Credit Card. Both cards offer unique features and benefits tailored to different spending habits and financial goals.
Card Overviews
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is designed for travelers who want to earn unlimited miles on purchases and enjoy premium travel benefits. With a focus on travel rewards, this card appeals to individuals who frequently book hotels, rental cars, and flights through Capital One Travel.
Marriott Bonvoy Bold® Credit Card
The Marriott Bonvoy Bold® Credit Card is tailored for loyal Marriott customers and frequent travelers who want to earn points for hotel stays. With no annual fee, it offers a straightforward rewards structure that encourages spending at Marriott locations and other selected categories.
Detailed Feature Comparison
| Feature | Capital One Venture Rewards Credit Card | Marriott Bonvoy Bold® Credit Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Welcome Bonus | 75,000 bonus miles after spending $4,000 in the first 3 months | 30,000 Bonus Points after spending $1,000 in the first 3 months |
| Rewards Structure | 2X miles on every purchase; 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel | Up to 14X points at Marriott hotels; 2X points at grocery stores, rideshare, select food delivery, streaming, and utilities; 1X point on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | Cash Advance Fee: $10 or 3% of the amount (whichever is greater) | Cash Advance Fee: $10 or 5% of the amount (whichever is greater) |
| Additional Benefits | $250 travel credit, Global Entry or TSA PreCheck® credit, flexible redemption options | Pay Yourself Back® for travel purchases, no annual fee, and travel benefits |
Rewards Highlights
Capital One Venture Rewards Credit Card
- 5 Miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 2 Miles per dollar on every purchase, every day
Marriott Bonvoy Bold® Credit Card
- Earn up to 14X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy®
- Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
- 1X point for every $1 spent on all other purchases
Pros and Cons
Capital One Venture Rewards Credit Card
- Pros:
- Generous welcome bonus
- Flexible travel redemption options
- No expiration on miles
- Comprehensive travel benefits
- Cons:
- Annual fee of $95
- Lower rewards rate for non-travel purchases
Marriott Bonvoy Bold® Credit Card
- Pros:
- No annual fee
- High rewards rate for Marriott stays
- Additional earning potential with various categories
- Cons:
- Welcome bonus is lower compared to Capital One
- Limited to Marriott and select categories for maximum rewards
Who Should Consider Which Card?
- Capital One Venture Rewards Credit Card: Ideal for frequent travelers who book through Capital One Travel and want to maximize their miles for various travel expenses.
- Marriott Bonvoy Bold® Credit Card: Best suited for Marriott loyalists who want to earn points for hotel stays and enjoy added benefits without an annual fee.
Conclusion
Choosing between the Capital One Venture Rewards Credit Card and the Marriott Bonvoy Bold® Credit Card ultimately depends on your individual needs and spending habits. Consider your travel preferences, reward goals, and whether an annual fee aligns with your financial objectives when making your decision.