Search Credit Card Offers
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Capital One Venture Rewards Credit Card vs Marriott Bonvoy Brilliant® American Express® Card
This comparison aims to assist users in deciding between the Capital One Venture Rewards Credit Card and the Marriott Bonvoy Brilliant® American Express® Card. Both cards offer unique benefits and rewards tailored to different spending habits and travel goals.
Card Overviews
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is designed for travelers looking to earn high rewards on everyday purchases. Its flexible rewards structure allows users to redeem miles in various ways, making it a great option for those who value travel flexibility.
Marriott Bonvoy Brilliant® American Express® Card
The Marriott Bonvoy Brilliant® American Express® Card caters to loyal Marriott customers and frequent travelers. With premium benefits and rewards tailored for hotel stays, this card is ideal for those who prioritize hotel loyalty and high-end travel experiences.
Detailed Feature Comparison
| Feature | Capital One Venture Rewards Credit Card | Marriott Bonvoy Brilliant® American Express® Card |
|---|---|---|
| Annual Fee | $95 | $650 |
| Welcome Bonus | 75,000 bonus miles after spending $4,000 in the first 3 months | 185,000 Marriott Bonvoy® points after spending $6,000 in the first 6 months |
| Rewards Structure | 2X miles on every purchase, 5X miles on hotels, rentals, and cars booked through Capital One Travel | 6X points at Marriott hotels, 3X points at restaurants and airlines, 2X points on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | None specified | None specified |
| Additional Benefits | $250 Capital One Travel credit, Global Entry/TSA PreCheck credit, no expiration on miles | $300 Dining Credit, Free Night Award, Marriott Platinum Elite status, Priority Pass Select access |
Rewards Highlights
Capital One Venture Rewards Credit Card
- 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
- 2 Miles per dollar on every purchase, every day
Marriott Bonvoy Brilliant® American Express® Card
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
- 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines.
- 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
Pros and Cons
Capital One Venture Rewards Credit Card
- Pros: Low annual fee, straightforward rewards structure, flexible redemption options
- Cons: Lower rewards on hotel bookings compared to hotel-specific cards
Marriott Bonvoy Brilliant® American Express® Card
- Pros: High rewards at Marriott properties, premium benefits including free nights and dining credits
- Cons: High annual fee, primarily beneficial for Marriott loyalists
Who Should Consider Which Card?
The Capital One Venture Rewards Credit Card is ideal for users who seek a versatile travel rewards card with a lower annual fee and prefer flexibility in their rewards. It's perfect for those who travel occasionally and want to earn miles on everyday spending.
The Marriott Bonvoy Brilliant® American Express® Card is designed for frequent travelers who prioritize hotel stays and benefits. If you often stay at Marriott properties and can take advantage of the premium perks, this card may be the better choice despite its higher annual fee.
Conclusion
Ultimately, choosing between the Capital One Venture Rewards Credit Card and the Marriott Bonvoy Brilliant® American Express® Card should depend on your individual spending habits and travel preferences. Consider your travel frequency, preferred redemption options, and whether you value hotel loyalty rewards over broader travel flexibility.