Capital One Venture X Business vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to assist users in deciding between the Capital One Venture X Business and the Marriott Bonvoy Bevy® American Express® Card. Both cards offer unique benefits and rewards tailored to different spending habits and preferences.

Card Overviews

Capital One Venture X Business

The Capital One Venture X Business card is designed for business owners who frequently travel and want to maximize their rewards. With a higher annual fee, it offers extensive travel benefits, including lounge access and travel credits, making it suitable for frequent travelers and business expenditures.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card is ideal for individuals who are loyal to Marriott hotels and enjoy earning points for hotel stays and dining. With a lower annual fee, it provides valuable hotel rewards and elite status benefits for those who frequently stay at Marriott properties.

Detailed Feature Comparison

Rewards Highlights

Capital One Venture X Business

• For a limited time, earn up to 350,000 bonus miles: 150,000 miles once you spend $30,000 in the first 3 months, and an additional 200,000 miles once you spend $200,000 in the first 6 months
• Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
• 5 miles per dollar on flights and vacation rentals booked through Capital One's travel booking site
• 10 miles per dollar on hotels and rental cars booked through Capital One's travel booking site

Marriott Bonvoy Bevy® American Express® Card

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

Pros and Cons

Capital One Venture X Business

• Pros:
  • High earning potential on travel bookings
  • Significant welcome bonus
  • Lounge access and travel credits enhance travel experience
  • No preset spending limit
• Cons:
  • High annual fee
  • May not benefit users who don’t travel frequently

Marriott Bonvoy Bevy® American Express® Card

• Pros:
  • Lower annual fee compared to Venture X
  • Generous rewards for Marriott loyalists
  • Complimentary Gold Elite Status
• Cons:
  • Limited to Marriott and its partners for maximum rewards
  • Lower overall earning potential on non-Marriott purchases

Who Should Consider Which Card?

• Capital One Venture X Business is ideal for:
  • Business owners who travel frequently
  • Those looking to maximize travel rewards across various categories
  • Users who appreciate premium travel benefits and lounge access
• Marriott Bonvoy Bevy® American Express® Card is best for:
  • Individuals who frequently stay at Marriott properties
  • Those who want to earn points for dining and hotel stays
  • Users looking for a lower-cost card with valuable hotel rewards

Conclusion

Both the Capital One Venture X Business and the Marriott Bonvoy Bevy® American Express® Card offer unique benefits tailored to different spending habits. Consider your individual needs, travel patterns, and financial goals when deciding which card might be the best fit for you.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”