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Capital One Venture X Rewards Credit Card
United Quest℠ Card

Capital One Venture X Rewards Credit Card vs United Quest℠ Card

This comparison aims to help you decide between the Capital One Venture X Rewards Credit Card and the United Quest℠ Card. Both cards offer unique benefits and features tailored to different lifestyles and spending habits. Let's delve into their specifics.

Card Overviews

Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is designed for frequent travelers who want to maximize their rewards on travel-related expenses. With a robust rewards structure and premium benefits, this card caters to those who often book through Capital One Travel and enjoy luxury travel perks.

United Quest℠ Card

The United Quest℠ Card is tailored for United Airlines loyalists, focusing on earning miles for United flights and related expenses. This card offers benefits like free checked bags and priority boarding, making it an excellent choice for regular travelers on United Airlines.

Detailed Feature Comparison

Feature Capital One Venture X Rewards Credit Card United Quest℠ Card
Annual Fee $395 $250
Welcome Bonus Earn 75,000 bonus miles when you spend $4,000 in the first 3 months Earn 60,000 bonus miles and 500 PQP after spending $4,000 in the first 3 months
Rewards Structure 10X miles on hotels and rentals, 5X on flights, 2X on all other purchases 3X miles on United purchases, 2X on travel, dining, and streaming, 1X on all other purchases
Foreign Transaction Fee None None
Other Fees $0 for cash advances $0 for cash advances
Additional Benefits Lounge access, travel credits, bonus miles Free checked bags, priority boarding, purchase credits

Rewards Highlights

United Quest℠ Card Rewards

  • Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
  • 3x miles on United® purchases.
  • 2x miles on dining, select streaming services & all other travel.
  • 1x mile on all other purchases.

Capital One Venture X Rewards Credit Card Rewards

  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
  • 10 Miles per dollar on hotels and rental cars booked through Capital One Travel.
  • 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel.
  • 2 Miles per dollar on every purchase, every day.

Pros and Cons

Capital One Venture X Rewards Credit Card

  • Pros:
    • High rewards potential on travel bookings.
    • Generous welcome bonus.
    • Access to airport lounges.
    • Annual travel credit and bonus miles.
  • Cons:
    • Higher annual fee compared to some competitors.
    • Best benefits primarily for those who travel frequently.

United Quest℠ Card

  • Pros:
    • Lower annual fee compared to the Venture X card.
    • Excellent benefits for United Airlines travelers.
    • Free checked bags and priority boarding.
  • Cons:
    • Limited to United Airlines for maximizing rewards.
    • Lower rewards rates on non-United purchases.

Who Should Consider Which Card?

The Capital One Venture X Rewards Credit Card is ideal for those who travel frequently and book through Capital One Travel, providing ample rewards and premium benefits. In contrast, the United Quest℠ Card is better suited for loyal United Airlines passengers who want to earn miles specifically for their flights while enjoying travel perks like checked bag discounts and priority boarding.

Conclusion

When choosing between the two credit cards, consider your travel habits, loyalty to airlines, and spending patterns. Each card has distinct advantages and caters to different types of travelers, so evaluate your needs carefully before making a decision.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”