Chase Freedom Flex® vs Marriott Bonvoy Bevy® American Express® Card

This comparison aims to help you decide between the Chase Freedom Flex® and the Marriott Bonvoy Bevy® American Express® Card. Both cards offer unique features and benefits tailored to different spending habits and lifestyles.

Card Overviews

Chase Freedom Flex®

The Chase Freedom Flex® is designed for individuals seeking a no-annual-fee card with versatile cash back rewards. It offers a flexible rewards structure with bonus categories that change quarterly, making it suitable for a wide range of spending patterns.

Marriott Bonvoy Bevy® American Express® Card

The Marriott Bonvoy Bevy® American Express® Card is targeted at frequent travelers and Marriott loyalists. With a higher annual fee, it provides substantial rewards on hotel stays, dining, and grocery purchases, along with additional perks for Marriott Bonvoy members.

Detailed Feature Comparison

Rewards Highlights

Marriott Bonvoy Bevy® American Express® Card

• Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
• Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
• Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
• Earn 2X points on all other eligible purchases.

Chase Freedom Flex®

• 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
• 5% cash back on travel purchased through Chase Travel℠.
• 3% cash back on dining and drugstores.
• 1% cash back on all other purchases.

Pros and Cons

Chase Freedom Flex®

• Pros:
  • No annual fee
  • Flexible cash back categories
  • Attractive welcome bonus
  • No foreign transaction fees
• Cons:
  • Limited to $1,500 in bonus categories quarterly
  • Cash back rewards may require activation

Marriott Bonvoy Bevy® American Express® Card

• Pros:
  • Generous welcome bonus
  • Excellent rewards for Marriott stays
  • Complimentary Gold Elite Status
  • Free Night Award after spending
• Cons:
  • High annual fee
  • Requires a larger spend to maximize benefits

Who Should Consider Which Card?

The Chase Freedom Flex® is ideal for individuals who prefer flexibility in cash back categories and want a no-annual-fee option. It's a great choice for users who spend moderately across various categories.

The Marriott Bonvoy Bevy® American Express® Card is best suited for frequent travelers and Marriott loyalists looking to maximize rewards on hotel stays and dining while enjoying exclusive benefits from the Marriott Bonvoy program.

Conclusion

Choosing between the Chase Freedom Flex® and the Marriott Bonvoy Bevy® American Express® Card ultimately depends on your spending habits and financial goals. Consider what features are most important to you, such as annual fees, rewards structures, and additional benefits, to make the best choice for your lifestyle.

“Disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.”