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Chase Freedom Unlimited® vs Marriott Bonvoy Bevy® American Express® Card Comparison
This comparison aims to help users decide between the Chase Freedom Unlimited® and the Marriott Bonvoy Bevy® American Express® Card. By examining their features, rewards, and benefits, you'll be better equipped to choose the right card for your financial goals.
Card Overviews
Chase Freedom Unlimited®
The Chase Freedom Unlimited® is a versatile cash back credit card aimed at consumers who want to earn rewards on everyday purchases without an annual fee. It provides a straightforward cash back structure, making it ideal for those who seek simplicity and value.
Marriott Bonvoy Bevy® American Express® Card
The Marriott Bonvoy Bevy® American Express® Card is designed for frequent travelers and Marriott loyalists. With a focus on earning Marriott Bonvoy points, it offers substantial rewards for hotel stays, dining, and supermarket purchases, making it a great choice for those who prioritize travel and hotel benefits.
Detailed Feature Comparison
| Feature | Chase Freedom Unlimited® | Marriott Bonvoy Bevy® American Express® Card |
|---|---|---|
| Annual Fee | $0 | $250 |
| Welcome Bonus | $250 Bonus after spending $500 in first 3 months | 155,000 Marriott Bonvoy® bonus points after spending $5,000 in first 6 months |
| Rewards Structure | 5% on travel through Chase, 3% on dining/drugstores, 1.5% on all other purchases | 6X at Marriott hotels, 4X at restaurants and supermarkets, 2X on all other purchases |
| Foreign Transaction Fee | None | None |
| Other Fees | No annual fee | $250 annual fee |
| Additional Benefits | No expiration on cash back, free credit monitoring | Complimentary Gold Elite Status, Free Night Award, 15 Elite Night Credits |
Rewards Highlights
- Earn 155,000 Marriott Bonvoy® bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®.
- Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
- Earn 2X points on all other eligible purchases.
Pros and Cons
Chase Freedom Unlimited®
- Pros:
- No annual fee
- Flexible cash back rewards
- No minimum to redeem cash back
- Free credit monitoring
- Cons:
- Lower rewards rate on non-bonus categories
- Limited travel rewards compared to travel-focused cards
Marriott Bonvoy Bevy® American Express® Card
- Pros:
- Generous welcome bonus
- High rewards earning potential for hotel stays
- Complimentary Gold Elite Status
- Free Night Award after spending threshold
- Cons:
- High annual fee
- Rewards primarily beneficial for Marriott loyalists
Who Should Consider Which Card?
The Chase Freedom Unlimited® is ideal for individuals who want a straightforward cash back card without an annual fee and are looking for versatility in their rewards. It's perfect for those who frequently shop at drugstores and dine out.
On the other hand, the Marriott Bonvoy Bevy® American Express® Card is better suited for frequent travelers, especially those loyal to Marriott hotels. The card's benefits and rewards structure cater to travelers who stay at Marriott properties and want to maximize their points earning potential.
Conclusion
Ultimately, the choice between the Chase Freedom Unlimited® and the Marriott Bonvoy Bevy® American Express® Card comes down to your individual spending habits and financial goals. Consider where you typically spend your money and what rewards you value most to make the best decision.